Weld County property record for 4897 Osprey Way, Frederick, CO 80504
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,705 sqft · built 1999 |
| Lot Size | 0.385 acres (16,761 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $183,023 (Nov 1999) |
| Tax Bill | $3,528 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Nov 2025 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1.31-32-3-E+-11 |
| Primary APN | 1.31-32-3-E+-11 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,705 sqft Living Area |
| Gross Area | 2,707 sqft |
| Upper Floors Area | 366 sqft |
| Basement Area | 602 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Bi-Level |
| Exterior Material | Frame/Wood Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 16,761 sqft (0.385 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 30 sqft |
| Deck Area | Deck Area |
| Patio Area | 366 sqft |
| Balcony Area | 366 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R7870499 |
|---|---|
| Street Address | 4897 OSPREY WAY |
| City | FREDERICK |
| State | CO |
| Zip | 80504-5486 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FRE EV L6 BLK10 EAGLE VALLEY |
| Legal Range | 68W |
| Legal Township | 2N |
| Legal Section | 23 |
| Legal Subdivision | EAGLE VALLEY |
| Legal Block | 10 |
| Legal Lot Number | 6 |
| Jurisdiction | WELD CO |
| Township / Civil Division | ERIE-FREDERICK |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 2012 |
4897 Osprey Way is owned and occupied by two individuals who bought it in November 1999.
Source: Weld County records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4897 OSPREY WAY, FREDERICK, CO 80504-5486 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 17, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC |
| Nov 4, 2025 | Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC |
| Oct 23, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage BLUE FCU |
| Aug 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC |
| Oct 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOAN SIMPLE INC |
| Feb 23, 2018 | Deed of Trust, Mortgage · Line of Credit GUARANTY FED'L S&L |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 23, 1999 · Amount on File |
| Deed Sale | Nov 23, 1999 · Amount on File |
| Deed Document Number | 19992734306 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WELD CO |
| Recording Date | Jun 17, 2026 |
| Property Address | 4897 OSPREY WAY, FREDERICK, CO 80504-5486 |
| Document Number | 0005108881 |
| Instrument Date | Jun 11, 2026 |
| Instrument | 20265108881 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 4897 OSPREY WAY, FREDERICK, CO 80504-5486 |
| Document Number | 0005108881, |
|---|---|
| Date | Jun 17, 2026 |
| Instrument | 20265108881 |
| Name | NEWREZ LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.71% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WELD CO |
| Property Address | 4897 OSPREY WAY, FREDERICK, CO 80504-5486 |
| Transaction Type | Mortgage |
| Record Updated | Nov 13, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4897 OSPREY WAY, FREDERICK, CO 80504-5486 |
| Document Number | 0005063360 |
|---|---|
| Date | Nov 4, 2025 |
| Instrument | 5063360 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WASHINGTON, PA 19034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Dec 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WELD CO |
| Property Address | 4897 OSPREY WAY, FREDERICK, CO 80504-5486 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0004927098 |
|---|---|
| Date | Oct 23, 2023 |
| Instrument | 4927098 |
| Name | BLUE FCU |
|---|---|
| Type | Credit Union |
| Address | CHEYENNE, WY 82001 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 25, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WELD CO |
| Property Address | 4897 OSPREY WAY, FREDERICK, CO 80504-5486 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2022 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|---|
| Address | 4897 OSPREY MT, FREDERICK, CO 80504-5486 |
| Document Number | 0004750140 |
|---|---|
| Date | Aug 26, 2021 |
| Instrument | 4750140 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WASHINGTON, PA 19034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WELD CO |
| Property Address | 4897 OSPREY WAY, FREDERICK, CO 80504-5486 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0004645396 |
|---|---|
| Date | Oct 29, 2020 |
| Instrument | 4645396 |
| Name | LOAN SIMPLE INC |
|---|---|
| Type | Mortgage Company |
| Address | ENGLEWOOD, CO 80112 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WELD CO |
| Property Address | 4897 OSPREY WAY, FREDERICK, CO 80504-5486 |
| Document Number | 0004378493 |
| Instrument Date | Feb 23, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2018 |
| Name | Verified Name |
|---|---|
| Address | 4897 OSPREY WAY FREDERICK CO 805045486, FREDERICK, CO 80504-5486 |
| Document Number | 0004378493 |
|---|---|
| Date | Feb 28, 2018 |
| Instrument | 4378493 |
| Name | GUARANTY FED'L S&L |
|---|---|
| Type | Federal Savings Bank |
| Address | DENVER, CO 80217 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 4897 Osprey Way was $3,528, up 6% from the year before.
Source: Weld County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Weld County |
| Municipality | Frederick Town |
| Unified School District | St. Vrain Valley School District RE 1J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $30,870 (-2.06%) Land $7,410 Building $23,460 | $504,325 (-) Land $121,000 Building $383,325 | |
| 2025 | $3,528.00 (+5.98%) | $31,520 Land $7,560 Building $23,960 | $504,325 Land $121,000 Building $383,325 |
| 2024 | $3,329.00 (+4.26%) | ||
| 2023 | $3,193.00 | $36,000 Land $9,130 Building $26,870 | $532,195 Land $135,000 Building $397,195 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4897 Osprey Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4897 Osprey Way is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.6% of Colorado |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF FREDERICK serves 17,173 people · EPA ID CO0162288 |
|---|---|
| Water Source | Purchased surface water from CARTER LAKE FILTER PLANT |
| Last State Inspection | Nov 2023 |
| Also Mapped Here | CENTRAL WELD CNTY WD |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Intrepid Fiber Networks Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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