Garrett County property record for 4897 Hutton Rd, Oakland, MD 21550
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,682 sqft · built 1900 |
| Lot Size | 1.54 acres (67,082 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $166,550 (Jun 2016) |
| Tax Bill | $1,488 (2023) |
| Deeds & Mortgages | Oct 2022 Line of Credit Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-006206 |
| Primary APN | 14-006206 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,682 sqft Total Area |
| 1st Floor Area | 841 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 67,082 sqft (1.54 acres) |
| Garage Type | Detached |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 192 sqft |
| Deck Area | 24 sqft |
| Patio Area | 24 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 006206 |
|---|---|
| Street Address | 4897 HUTTON RD |
| City | OAKLAND |
| State | MD |
| Zip | 21550-3107 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1.54 AC W/S HUTTON RD ROSEDALE |
| Jurisdiction | GARRETT MD |
| Township / Civil Division | 14, WEST OAKLAND |
| Census Block Group | 3 |
| Census Block | 3031 |
| Census Tract | 601 |
Source: Garrett County records, as of September 20, 2023
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4897 HUTTON RD, OAKLAND, MD 21550-3107 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 31, 2022 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Jun 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage POLARIS HOME FUNDING CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 22, 2016 · Amount on Record |
| Deed Sale | Jun 22, 2016 · Amount on Record |
| Prior Sale | Dec 3, 2014 · Amount on Record |
| Deed Document Number | 160775 |
| Deed Book / Page | 1943 / 351 |
| Prior Transfer Date | Jun 21, 2016 |
| Prior Transfer Doc | 0019430351 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARRETT MD |
| Property Address | 4897 HUTTON RD, OAKLAND, MD 21550-3107 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4897 HUTTON RD, OAKLAND, MD 21550-3107 |
| Document Number | 0024540228 |
|---|---|
| Date | Oct 31, 2022 |
| Book Page | 2454/228 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARRETT MD |
| Property Address | 4897 HUTTON RD, OAKLAND, MD 21550-3107 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | COSMOPOLITAN TITLE CORPORATION, COSMOPOLITAN TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0023240351 |
|---|---|
| Date | Jun 22, 2021 |
| Book Page | 2324/351 |
| Name | POLARIS HOME FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | GRANDVILLE, MI 49418 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
Source: Garrett County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Garrett County |
| Unified School District | Garrett County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $1,488.00 Homeowner's exemption | $165,667 | $183,000 Land $28,800 Building $154,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Cable | 1,000 / 50 |
| Pogozone powered by Neubeam Fixed Wireless · Fiber in parts of the area | 300 / 40 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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