Brevard County property record for 4897 Erin Ln, Melbourne, FL 32940
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,592 sqft · built 1994 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,531 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Feb 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-37-30-52-A-50 |
| Primary APN | 26-37-30-52-A-50 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,592 sqft Living Area |
| Gross Area | 2,264 sqft |
| 1st Floor Area | 1,592 sqft |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 6,970 sqft (0.16 acres) |
| Garage Type | Attached |
| Garage Area | 380 sqft |
| Porch | Florida Room |
| Porch Area | 292 sqft |
| Patio Area | 72 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2616812 |
|---|---|
| Street Address | 4897 ERIN LN |
| City | MELBOURNE |
| State | FL |
| Zip | 32940-7155 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2(6) |
| Legal Description | LIVE OAK PHASE ONE LOT 50 BLOCK A |
| Legal Range | 37E |
| Legal Township | 26S |
| Legal Section | 30 |
| Legal Subdivision | LIVE OAK PHASE ONE |
| Legal Phase | 1 |
| Legal Block | A |
| Legal Lot Number | 50 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | MELBOURNE |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 64127 |
4897 Erin Ln is owned by two individuals who acquired it in March 2019.
Source: Brevard County records, as of August 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4897 ERIN LN, MELBOURNE, FL 32940-7155 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 2, 2021 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Feb 22, 2020 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC |
| Mar 26, 2019 | Quit Claim Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 26, 2019 |
| Deed Sale | Mar 26, 2019 |
| Prior Sale | Aug 27, 2014 · Amount on File |
| Deed Document Number | 201960351 |
| Deed Book / Page | 8397 / 1351 |
| Prior Transfer Date | Mar 19, 2019 |
| Prior Transfer Doc | 0083971351 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 4897 ERIN LN, MELBOURNE, FL 32940-7155 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2021 |
| Name | Verified Name |
|---|---|
| Address | 4897 ERIN LN, MELBOURNE, FL 32940-7155 |
| Document Number | 0092452336 |
|---|---|
| Date | Sep 2, 2021 |
| Book Page | 9245/2336 |
| Instrument | 2021230203 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 4897 ERIN LN, MELBOURNE, FL 32940-7155 |
| Document Number | 0086781421 |
| Instrument Date | Feb 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4897 ERIN LN MELBOURNE FL 329407155, MELBOURNE, FL 32940-7155 |
| Document Number | 0086781421 |
|---|---|
| Date | Mar 2, 2020 |
| Book Page | 008678/001421 |
| Instrument | 49311 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Mar 26, 2019 |
| Property Address | 4897 ERIN LN, MELBOURNE, FL 32940-7155 |
| Document Number | 0083971351 |
| Book / Page | 008397 / 001351 |
| Instrument Date | Mar 19, 2019 |
| Instrument | 60351 |
| Transaction Type | Transfer |
| Record Updated | Apr 5, 2019 |
| Title Company | WFG LENDER SERVICES, WFG LENDER SVCS |
| Amount | Amount on Record |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4897 ERIN LN MELBOURNE FL 329407155, MELBOURNE, FL 32940-7155 |
| Document Number | 83971354 |
|---|---|
| Date | Mar 26, 2019 |
| Book Page | 008397/001354 |
| Instrument | 60352 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 25, 2049 |
The 2025 property tax bill for 4897 Erin Ln was $5,531, up 3.3% from the year before.
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Municipality | Melbourne City |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $267,030 (-12.83%) | $267,030 (-12.83%) | |
| 2025 | $5,531.00 (+3.34%) | $306,340 | $306,340 |
| 2024 | $5,352.00 (+88.72%) | ||
| 2023 | $2,836.00 (+6.7%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $202,050 (+3%) | $301,220 (-3.89%) Land $80,000 Building $221,220 |
| 2022 | $2,658.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $196,170 | $313,400 Land $70,000 Building $243,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4897 Erin Ln in Zone X, an area of minimal flood risk, though there have been 22 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 206 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 206 in force |
| Nearby Flood Claims | 22 (1995–2024) |
| Claims Outside the SFHA | 20 of 22 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4897 Erin Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures