4897 Calico Rd, Lenoir, NC 28645 Property Records

Caldwell County property record for 4897 Calico Rd, Lenoir, NC 28645

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,729 sqft · built 1952
Lot Size	0.7 acres (30,492 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,000 (Mar 2026)
Tax Bill	$1,751 (2026)
Deeds & Mortgages	Mar 2026 Foreclosure Jun 2021 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`06254 5 11`

Property Details

APN / Parcel Number

Primary APN	`06254 5 11`
Alternative APNs	`171893` `185437`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,729 sqft Heated Area
Gross Area	3,550 sqft
1st Floor Area	1,729 sqft
Basement Area	945 sqft
Finished Basement	945 sqft
Unfinished Basement	865 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1990
Exterior Material	Wood Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	30,492 sqft (0.7 acres)
Garage Type	Finished
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	168 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	185437
Street Address	4897 CALICO RD
City	LENOIR
State	NC
Zip	28645-8671
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 2025 PG 964 YR 21 ST 520.00
Legal Subdivision	ANTHONY J LOCKHART
Jurisdiction	CALDWELL NC
Township / Civil Division	LENOIR
Census Block Group	4
Census Block	4002
Census Tract	30900

Owner

Source: Caldwell County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	523 BLOWING ROCK RD, 15, BOONE, NC 28607-4115
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2026	Public Action, Foreclosure · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jun 23, 2021	Warranty Deed, Transfer
Dec 31, 2020	Deed of Trust, Mortgage · Line of Credit SUMMIT CU
Oct 19, 2020	Deed of Trust, Mortgage CERTAINTY HM LNS LLC
Feb 3, 2017	Deed of Trust, Mortgage · Line of Credit SUMMIT FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 10, 2026 · Amount on Record
Deed Sale	Mar 10, 2026 · Amount on Record
Prior Sale	Jun 23, 2021 · Amount on Record
Deed Document Number	202610116494
Deed Book / Page	2158 / 1929
Record Updated	Oct 29, 2026

March 2026: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	CALDWELL NC
Recording Date	Mar 10, 2026
Property Address	4897 CALICO RD, LENOIR, NC 28645-8671
Document Number	0021581929
Book / Page	2158 / 1929
Map Reference	MB 25 PG 212
Instrument Date	Mar 2, 2026
Instrument	10116494
Transaction Type	Foreclosure
Record Updated	Apr 9, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$700.00
Amount Accuracy	Rounded by County
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4897 CALICO RD, LENOIR, NC 28645-8671

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	523 BLOWING ROCK RD APT 15, 15, BOONE, NC 28607-4115

Mortgage

Document Number	0021581938
Date	Mar 10, 2026
Book Page	2158/1938
Instrument	10116496

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	1400 FORUM BLVD STE 18, COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Jun 23, 2021
Property Address	4897 CALICO RD, LENOIR, NC 28645-8671
Document Number	0020250964
Book / Page	2025 / 964
Map Reference	MB 25 PG 212
Instrument Date	Jun 22, 2021
Instrument	10059157
Transaction Type	Transfer
Record Updated	Oct 25, 2021

Transaction

Amount	Amount Recorded
Tax	$520.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4897 CALICO RD, LENOIR, NC 28645-8671

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	4897 CALICO RD, LENOIR, NC 28645-8671
Document Number	0010052102
Instrument Date	Dec 31, 2020
Transaction Type	Mortgage
Record Updated	Jan 18, 2021
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4897 CALICO RD LENOIR NC 286458671, LENOIR, NC 28645-8671

Mortgage

Document Number	0010052102
Date	Dec 31, 2020
Book Page	002008/000207
Instrument	10052102

Lender

Name	SUMMIT CU
Address	GREENSBORO, NC 27409

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 30, 2050

Interest

Rate Type	Adjustable Rate

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	4897 CALICO RD, LENOIR, NC 28645-8671
Document Number	0010049679
Instrument Date	Oct 19, 2020
Transaction Type	Mortgage
Record Updated	Nov 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4897 CALICO RD LENOIR NC 286458671, LENOIR, NC 28645-8671

Mortgage

Document Number	0010049679
Date	Oct 23, 2020
Book Page	002002/000429
Instrument	10049679

Lender

Name	CERTAINTY HM LNS LLC
Address	PLANO, TX 75024

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 22, 2050

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	4897 CALICO RD, LENOIR, NC 28645-8671
Document Number	0010008502
Book / Page	001913 / 000617
Instrument Date	Feb 3, 2017
Transaction Type	Mortgage
Record Updated	Apr 21, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4897 CALICO RD LENOIR NC 286458671, LENOIR, NC 28645-8671

Mortgage

Document Number	0010008502
Date	Feb 10, 2017
Book Page	001913/000617
Instrument	10008502

Lender

Name	SUMMIT FCU
Type	Credit Union
Address	GREENSBORO, NC 27409

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 9, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Municipality	Gamewell Town
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,751.00 (-21.34%)	$290,500 (-) Land $9,200 Building $281,300
2025	$2,226.00 (+93.23%)	$290,500 (+113.29%) Land $9,200 Building $281,300	$290,500 (+113.29%) Land $9,200 Building $281,300
2024	$1,152.00 (+17.79%)
2023		$136,200 (-) Land $9,200 Building $127,000	$136,200 (-) Land $9,200 Building $127,000
2022	$978.00	$136,200 Land $9,200 Building $127,000	$136,200 Land $9,200 Building $127,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALDWELL COUNTY WATER--WEST serves 8,763 people · EPA ID NC0114045
Water Source	Purchased surface water from CITY OF LENOIR
Last State Inspection	May 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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