Shelby County property record for 4897 Busy St, Memphis, TN 38125
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,652 sqft · built 2005 |
| Lot Size | 0.152 acres (6,600 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $280,000 (Mar 2023) |
| Tax Bill | $1,778 (2025) |
| Deeds & Mortgages | Mar 2023 Sale & Mortgage May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | D0-256T-G0-0022 |
| Primary APN | D0-256T-G0-0022 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,652 sqft Living Area |
| Gross Area | 2,492 sqft |
| 1st Floor Area | 1,652 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Lot Area | 6,600 sqft (0.152 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 24 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 4897 BUSY ST |
|---|---|
| City | MEMPHIS |
| State | TN |
| Zip | 38125-4842 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CA |
| Legal Description | WS BUSY ST SEE MAP D2-56T |
| Legal Subdivision | SHELBY WOODLANDS PD PH VI PT PAR D & E |
| Legal Lot Number | 364 |
| Jurisdiction | SHELBY TN |
| Township / Civil Division | 12 |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 21751 |
Source: Shelby County records, as of June 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4897 BUSY ST, MEMPHIS, TN 38125-4842 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Mar 8, 2023 | Warranty Deed, Transfer · FHA Mortgage PATRIOT BANK |
| May 28, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG |
| Jul 15, 2019 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 8, 2023 · Amount on Record |
| Deed Sale | Mar 8, 2023 · Amount on Record |
| Prior Sale | Jul 15, 2005 · Amount on Record |
| Deed Document Number | 202318135 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Mar 8, 2023 |
| Property Address | 4897 BUSY ST, MEMPHIS, TN 38125-4842 |
| Document Number | 0023018135 |
| Map Reference | MB 208 PG 3 |
| Instrument Date | Mar 1, 2023 |
| Instrument | 23018135 |
| Transaction Type | Transfer |
| Record Updated | Mar 14, 2023 |
| Title Company | HOME SURETY T&E LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,036.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4897 BUSY ST, MEMPHIS, TN 38125-4842 |
| Document Number | 0023018136 |
|---|---|
| Date | Mar 8, 2023 |
| Instrument | 23018136 |
| Name | PATRIOT BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Document Number | 0023018137 |
|---|---|
| Date | Mar 8, 2023 |
| Instrument | 23018137 |
| Name | UNITED HOUSING INC |
|---|---|
| Type | Non-Lending Institution |
| Address | MEMPHIS, TN 38118 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Property Address | 4897 BUSY ST, MEMPHIS, TN 38125-4842 |
| Document Number | 0020122403 |
| Instrument Date | May 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 4897 BUSY ST MEMPHIS TN 381254842, MEMPHIS, TN 38125-4842 |
| Document Number | 0020122403 |
|---|---|
| Date | Nov 4, 2020 |
| Instrument | 20122403 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 3, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Property Address | 4897 BUSY ST, MEMPHIS, TN 38125-4842 |
| Document Number | 0000073803 |
| Instrument Date | Jul 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2019 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 4897 BUSY ST MEMPHIS TN 381254842, MEMPHIS, TN 38125-4842 |
| Document Number | 0000073803 |
|---|---|
| Date | Jul 23, 2019 |
| Instrument | 73803 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 22, 2049 |
Source: Shelby County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Shelby County |
| Unified School District | Shelby County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,778.00 (+11.47%) | $66,100 (+40.49%) Land $11,500 Building $54,600 | $264,400 (+40.49%) Land $46,000 Building $218,400 |
| 2023 | $47,050 Land $8,500 Building $38,550 | ||
| 2022 | $1,595.00 | ||
| 2021 | $188,200 Land $34,000 Building $154,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 96% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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