Cowley County property record for 4897 11th Rd, Udall, KS 67146
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 3 ba · 1,740 sqft · built 1996 |
| Lot Size | 9.01 acres (392,476 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,287 (2025) |
| Deeds & Mortgages | Jun 2021 Line of Credit Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 58-05372.A |
| Primary APN | 58-05372.A |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,740 sqft Living Area |
| 1st Floor Area | 1,740 sqft |
| Basement Area | 1,740 sqft |
| Finished Basement | 870 sqft |
| Unfinished Basement | 870 sqft |
| Family Room | Family Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 392,476 sqft (9.01 acres) |
| Terrain | Rolling |
| Garage Type | Mixed |
| Garage Area | 1,584 sqft |
| Parking Spaces | 6 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Pool Area | 400 sqft |
| Porch | Slab |
| Porch Area | 290 sqft |
| Deck Area | 288 sqft |
| Patio Area | 288 sqft |
| Utility Building | 2,016 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | R1164 |
|---|---|
| Street Address | 4897 11TH RD |
| City | UDALL |
| State | KS |
| Zip | 67146-7397 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | S19, T30, R03, ACRES 9.01, PT SE1/4 BEG N660 FROM SE COR, W688,N633.14,E688,S633.14 TO P OB LESS ROW |
| Legal Range | 03E |
| Legal Township | 30S |
| Legal Section | 19 |
| Jurisdiction | COWLEY KS |
| Township / Civil Division | MAPLE |
| Census Block Group | 2 |
| Census Block | 2054 |
| Census Tract | 493200 |
4897 11th Rd, a rural home, is owned and occupied by two individuals.
Source: Cowley County records, as of September 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4897 11TH RD, UDALL, KS 67146-7397 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 24, 2021 | Deed of Trust, Mortgage · Line of Credit FIDELITY BANK NA |
| Mar 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIDELITY BANK NA |
| Jun 4, 2019 | Deed of Trust, Mortgage · Line of Credit FIDELITY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COWLEY KS |
| Property Address | 4897 11TH RD, UDALL, KS 67146-7397 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2021 |
| Name | Verified Name |
|---|---|
| Address | 4897 11TH RD, UDALL, KS 67146-7397 |
| Document Number | 1080/743 |
|---|---|
| Date | Jun 24, 2021 |
| Book Page | 1080/743 |
| Name | FIDELITY BANK NA |
|---|---|
| Type | Bank |
| Address | WICHITA, KS 67201 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COWLEY KS |
| Property Address | 4897 11TH RD, UDALL, KS 67146-7397 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1073/403 |
|---|---|
| Date | Mar 19, 2021 |
| Book Page | 1073/403 |
| Name | FIDELITY BANK NA |
|---|---|
| Type | Bank |
| Address | 87202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COWLEY KS |
| Property Address | 4897 11TH RD, UDALL, KS 67146-7397 |
| Transaction Type | Mortgage |
| Record Updated | Jul 17, 2019 |
| Name | Verified Name |
|---|
| Document Number | 1036/0057 |
|---|---|
| Date | Jun 4, 2019 |
| Book Page | 1036/0057 |
| Name | FIDELITY BANK |
|---|---|
| Type | Bank |
| Address | 67250 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 4897 11th Rd was $5,287.
Source: Cowley County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Kansas |
| County | Cowley County |
| County Subdivision | Maple Township |
| Unified School District | Udall Unified School District 463 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $40,950 (+2.81%) Land $3,613 Building $37,337 | $355,380 (+2.83%) Land $30,710 Building $324,670 | |
| 2025 | $5,287.00 | $39,830 Land $3,255 Building $36,575 | $345,590 Land $27,550 Building $318,040 |
| 2023 | $35,388 Land $2,995 Building $32,393 | $306,970 Land $25,290 Building $281,680 | |
| 2021 | $4,424.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4897 11th Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective October 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1993) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 1993 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4897 11th Rd is moderate, ranking above 68% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 68% of the US · above 76% of Kansas |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SEDGWICK CO RWD 3 serves 6,045 people · EPA ID KS2017306 |
|---|---|
| Water Source | Purchased surface water from CITY OF WICHITA |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wheat State Technologies Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 1,000 / 500 |
| Twin Valley Fixed Wireless | 300 / 75 |
| Velocity Internet Fixed Wireless | 250 / 150 |
5G (outdoors only) and 4G LTE
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