St. Mary's County property record for 48965 Davis Ln, Ridge, MD 20680
| Property Type | Rural Home |
|---|---|
| Details | 1 ba · 1,672 sqft · built 1900 |
| Lot Size | 124 acres (5,430,668 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,067 (2025) |
| Deeds & Mortgages | Sep 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-007025 |
| Primary APN | 01-007025 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 1,672 sqft Total Area |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 5,430,668 sqft (124 acres) |
| View / Lot | Waterfront |
| Garage Type | Detached |
| Garage Area | 1,750 sqft |
| Parking Spaces | 6 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 1,060 sqft |
| Shed | 1 Shed |
| Shed Area | 1,400 sqft |
| Boat Access | Boat Access |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Account Number | 007025 |
|---|---|
| Street Address | 48965 DAVIS LN |
| City | RIDGE |
| State | MD |
| Zip | 20680 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RPD |
| Legal Description | 124.671 AC FOX HARBOR |
| Legal Subdivision | CROFT OR FOX HARBOR |
| Jurisdiction | ST MARY'S MD |
| Township / Civil Division | 1, ST. INIGOES |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 876200 |
48965 Davis Ln, a rural home, is owned by two individuals who acquired it in September 2018.
Source: St. Mary's County records, as of September 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 477, RIDGE, MD 20680-0477 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 9, 2007 |
| Deed Sale | Mar 9, 2007 |
| Deed Document Number | 20072385 |
| Deed Book / Page | 2963 / 373 |
| Last Transfer Date | Sep 12, 2018 |
| Transfer Doc | 0049480354 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Recording Date | Sep 21, 2018 |
| Property Address | 48965 DAVIS LN, RIDGE, MD 20680 |
| Document Number | 0049480354 |
| Book / Page | 004948 / 000354 |
| Instrument Date | Sep 12, 2018 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | PO BOX 477 RIDGE MD 206800477, RIDGE, MD 20680-0477 |
The 2025 property tax bill for 48965 Davis Ln was $5,067.
Source: St. Mary's County assessment roll, as of September 22, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Unified School District | St. Marys County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $478,100 (+6.02%) Land $373,900 Building $104,200 | $478,100 (-) Land $373,900 Building $104,200 | |
| 2025 | $5,067.00 | $450,933 | $478,100 Land $373,900 Building $104,200 |
| 2023 | $4,409.00 | $396,600 Land $318,400 Building $78,200 | $396,600 Land $318,400 Building $78,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 48965 Davis Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 5 (2003–2018) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Sep 2018 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 48965 Davis Ln is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 77% of Maryland |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Breezeline Cable | 1,000 / 50 |
5G (outdoors only) and 4G LTE
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