4896 Silverthorne Ct, Oldsmar, FL 34677 Property Records

Pinellas County property record for 4896 Silverthorne Ct, Oldsmar, FL 34677

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,556 sqft · built 1995
Lot Size0.322 acres (14,044 sqft)
Owner2 Individual Names on Record
Last Sale$492,000 (Feb 2018)
Tax Bill$8,019 (2025)
Deeds & MortgagesOct 2021 Mortgage
Feb 2018 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APNC62-000-759-3150-1

Property Details

APN / Parcel Number

Primary APNC62-000-759-3150-1
Alternative APNs
  • 10-28-16-82020-000-0040
  • 281610820200000040
  • 162810820200000040
  • R110887

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures10 Plumbing Fixtures
Stories1 Story
Building Area2,556 sqft Living Area
Gross Area3,501 sqft
1st Floor Area2,556 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 2006
Architectural StyleCustom Design
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area14,044 sqft (0.322 acres)
Lot Dimensions171 ft deep x 83 ft wide
View / LotGolf Course
Garage TypeAttached
Garage Area644 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area301 sqft
Deck Area300 sqft
Patio Area300 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR110887
Street Address4896 SILVERTHORNE CT
CityOLDSMAR
StateFL
Zip34677-6326
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRPD251
Legal DescriptionSILVERTHORNE LOT 4
Legal Range16E
Legal Township28S
Legal Section10
Legal SubdivisionSILVERTHORNE
Legal Tract82020
Legal Lot Number4
JurisdictionPINELLAS FL
Township / Civil DivisionTARPON SPRINGS
Census Block Group2
Census Block2015
Census Tract27325

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4896 SILVERTHORNE CT, OLDSMAR, FL 34677-6326
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 25, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIFTH THIRD BANK NA
Feb 22, 2018Warranty Deed, Transfer · Conventional Mortgage
FIDELITY FUNDING MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 22, 2018 · Amount on Record
Deed SaleFeb 22, 2018 · Amount on Record
Prior SaleSep 1, 2009 · Amount on Record
Deed Document Number201855766
Deed Book / Page19950 / 1683
Prior Transfer DateJun 10, 2013
Prior Transfer Doc0180490311
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address4896 SILVERTHORNE CT, OLDSMAR, FL 34677-6326
Transaction TypeMortgage
Record UpdatedAug 1, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address4896 SILVERTHORNE CT, OLDSMAR, FL 34677-6326

Mortgage

Document Number0217770269
DateOct 25, 2021
Book Page21777/269
Instrument2021348900
Lender
NameFIFTH THIRD BANK NA
TypeBank
AddressCINCINNATI, OH 45227
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueNov 1, 2036

February 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateFeb 22, 2018
Property Address4896 SILVERTHORNE CT, OLDSMAR, FL 34677-6326
Document Number0199501683
Book / Page19950 / 1683
Map ReferenceMB105 PG16-18
Instrument DateFeb 21, 2018
Instrument2018055766
Transaction TypeTransfer
Record UpdatedAug 1, 2022
Title CompanyTROPICAL TITLE INS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,444.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5365 MIRA VISTA DR, 5365, PALM HARBOR, FL 34685-3656

Transferred To (Grantee/Buyer)

NameVerified Name
Address4896 SILVERTHORNE CT, OLDSMAR, FL 34677-6326

Mortgage

Document Number2018055767
DateFeb 22, 2018
Instrument2018055767
Lender
NameFIDELITY FUNDING MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2048

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,019.00 (+7.29%) Homeowner's exemption$478,595 (+5.99%)$784,815 (+13.65%) Land $172,259 Building $612,556
2023$7,474.00 (+2.66%) Homeowner's exemption$451,560 (+3%)$690,530 (+9.18%) Land $199,109 Building $491,421
2022$7,280.00 Homeowner's exemption$438,408$632,466 Land $254,122 Building $378,344

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 267 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies267 in force
Nearby Flood Claims22 (1979–2026)
Claims Outside the SFHA14 of 22
Most Recent ClaimJul 2026 · rainfall accumulation
Claims by Event
  • Hurricane Milton, Oct 2024 · 2 claims
  • Hurricane Irma, Sep 2017 · 3 claims
  • Tropical Storm Debby, Jun 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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