4896 Madison St, Flora, MS 39071 Property Records

Madison County property record for 4896 Madison St, Flora, MS 39071

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,925 sqft · built 1968
Lot Size	0.48 acres (20,945 sqft)
Owner	Individual Name on Record
Last Sale	$81,300 (Aug 2021)
Tax Bill	$651 (2025)
Deeds & Mortgages	Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`051D-17A-092`

Property Details

APN / Parcel Number

Primary APN	`051D-17A-092`
Alternative APNs	`051D-17A-092/00.00` `950`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,925 sqft Adjusted Area
Gross Area	1,636 sqft
1st Floor Area	1,636 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Exterior Material	Other
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,945 sqft (0.48 acres)
Patio Area	348 sqft
Utility Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	950
Street Address	4896 MADISON ST
City	FLORA
State	MS
Zip	39071-9657
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 ALLEN ADDITION BLK 11
Legal Range	01W
Legal Township	08N
Legal Section	17
Legal Subdivision	ALLENS ADDN BL 11
Legal Block	11
Legal Lot Number	3
Jurisdiction	MADISON MS
Township / Civil Division	4
Census Block Group	2
Census Block	2053
Census Tract	30302

Owner

Source: Madison County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4896 MADISON ST, FLORA, MS 39071-9657
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 18, 2021 · Amount on Record
Deed Sale	Aug 18, 2021 · Amount on Record
Prior Sale	Jan 20, 2011
Deed Document Number	2021934143
Deed Book / Page	4088 / 121
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Aug 18, 2021
Property Address	4896 MADISON ST, FLORA, MS 39071-9657
Document Number	4088/121
Book / Page	4088 / 121
Instrument Date	Aug 16, 2021
Instrument	934143
Transaction Type	Transfer
Record Updated	Nov 23, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	112 DEERTRAIL LN, 112, MADISON, MS 39110-9308

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4896 MADISON ST, FLORA, MS 39071-9657

Mortgage

Document Number	934144
Date	Aug 18, 2021
Instrument	934144

Lender

Name	FIRST HORIZON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2036

Tax Assessment & Valuation

Source: Madison County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Municipality	Flora Town
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$651.00 Homeowner's exemption	$7,781 (-)	$77,810 (-) Land $28,000 Building $49,810
2024	$651.00
2023	$651.00 Homeowner's exemption	$7,781	$77,810 Land $28,000 Building $49,810

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	3 (1984–2014)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF FLORA #1 serves 1,653 people · EPA ID MS0450008
Water Source	Groundwater
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
NETSPEEDMS Fixed Wireless	499 / 285

Cell Coverage

5G (outdoors only) and 4G LTE

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