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4896 Least Tern Ct, Naples, FL 34119 Property Records

Collier County property record for 4896 Least Tern Ct, Naples, FL 34119

Property Summary

Property TypeSingle Family Home
Details2,588 sqft · built 1990
Lot Size0.41 acres (17,860 sqft)
Owner2 Individual Names on File
Last Sale$900,000 (Feb 2022)
Tax Bill$7,195 (2025)
Deeds & MortgagesFeb 2022 Sale & Mortgage
Dec 2021 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN469900 E 303B20

Property Details

APN / Parcel Number

Primary APN469900 E 303B20
Alternative APN
  • 56103400001

Interior

Stories1 Story
Building Area2,588 sqft Living Area
1st Floor Area2,588 sqft

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Construction TypeMasonry / Concrete Block
Lot Area17,860 sqft (0.41 acres)

Exterior Amenities

Pool Area392 sqft
PorchAluminum Porch
Porch Area325 sqft
Deck Area712 sqft

Location & Zoning

Street Address4896 LEAST TERN CT
CityNAPLES
StateFL
Zip34119-8841
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionLONGSHORE LAKE UNIT ONE BLK E LOT 30
Legal Range26
Legal Township48
Legal Section20
Legal SubdivisionLONGSHORE LAKE UNIT 1
Legal TractE
Legal BlockE
Legal Lot Number30
Legal Unit1
JurisdictionCOLLIER FL
Township / Civil DivisionIMMOKALEE
Census Block Group2
Census Block2010
Census Tract11207

Owner

4896 Least Tern Ct is owned and occupied by two individuals who bought it in February 2022.

Source: Collier County records, as of August 25, 2026

Owner of Record2 Individual Names on File
Mailing Address4896 LEAST TERN CT, NAPLES, FL 34119-8841
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 25, 2022Warranty Deed, Transfer · Conventional Mortgage
US BANK NA
Dec 16, 2021Special Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Jul 25, 2019Quit Claim Deed, Transfer
NOT AVAILABLE
Nov 19, 2018Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 25, 2022 · Amount on File
Deed SaleFeb 25, 2022 · Amount on File
Prior SaleDec 16, 2021 · Amount on File
Deed Document Number20226211045
Deed Book / Page6089 / 2403
Prior Transfer DateJul 24, 2019
Prior Transfer Doc0056553369
Record UpdatedOct 29, 2026

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIER FL
Recording DateFeb 25, 2022
Property Address4896 LEAST TERN CT, NAPLES, FL 34119-8841
Document Number0060892403
Book / Page6089 / 2403
Map ReferenceMB 14 PG 83-85
Instrument DateFeb 23, 2022
Instrument6211045
Transaction TypeTransfer
Record UpdatedMar 9, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$6,300.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1034 CIMA DR, 1034, SAN MARCOS, CA 92078-1306

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address4896 LEAST TERN CT, NAPLES, FL 34119-8841

Mortgage

Document Number0060892406
DateFeb 25, 2022
Instrument6089/2406
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2052

December 2021: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionCOLLIER FL
Recording DateDec 16, 2021
Property Address4896 LEAST TERN CT, NAPLES, FL 34119-8841
Document Number0060572227
Book / Page6057 / 2227
Map ReferenceMB 14 PG 83-85
Instrument DateDec 8, 2021
Instrument6175666
Transaction TypeTransfer
Record UpdatedDec 29, 2021
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,500.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1966 MORENO AVE1704, 1966, FORT MYERS, FL 33901

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1034 CIMA DRIVA, SAN MARCOS, CA 92078-1306

Mortgage

Document Number0060572229
DateDec 16, 2021
Instrument6057/2229
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2052

July 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCOLLIER FL
Recording DateJul 25, 2019
Property Address4896 LEAST TERN CT, NAPLES, FL 34119-8841
Document Number0056553369
Book / Page005655 / 003369
Instrument DateJul 25, 2019
Instrument5744200
Transaction TypeTransfer
Record UpdatedAug 5, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address4896 LEAST TERN CT NAPLES FL 341198841, NAPLES, FL 34119-8841

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIER FL
Recording DateNov 19, 2018
Property Address4896 LEAST TERN CT, NAPLES, FL 34119-8841
Document Number0055722927
Book / Page005572 / 002927
Instrument DateNov 16, 2018
Instrument5638241
Transaction TypeTransfer
Record UpdatedDec 4, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$3,745.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4896 LEAST TERN CT NAPLES FL 341198841, NAPLES, FL 34119-8841

Tax Assessment & Valuation

The 2025 property tax bill for 4896 Least Tern Ct was $7,195 with a homeowner's exemption, up 2.3% from the year before.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$695,116 (-9.56%) Land $365,351 Building $329,765$695,116 (-20.18%) Land $365,351 Building $329,765
2025$7,195.00 (+2.3%) Homeowner's exemption$768,631$870,900 Land $548,181 Building $322,719
2024$7,033.00 (+0.74%)
2023$6,981.00 (-20.57%) Homeowner's exemption$725,213 (-11.34%)$900,331 (+10.07%) Land $467,112 Building $433,219
2022$8,789.00$817,982 Land $356,185 Building $461,797$817,982 Land $356,185 Building $461,797

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4896 Least Tern Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 108 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies108 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4896 Least Tern Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLLIER COUNTY REGIONAL WTP
serves 216,993 people · EPA ID FL5114069
Water SourceGroundwater
Last State InspectionJul 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Hotwire Communications
Fiber		1,000 / 200
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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