4895 W Hwy 100, Bunnell, FL 32110 Property Records

Flagler County property record for 4895 W Hwy 100, Bunnell, FL 32110

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,435 sqft · built 2017
Lot Size	12.9 acres (562,795 sqft)
Owner	Individual Name on File
Last Sale	$875,000 (Apr 2026)
Tax Bill	$6,345 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`12-12-29-1045-00000-0040`

Property Details

APN / Parcel Number

Primary APN	`12-12-29-1045-00000-0040`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,435 sqft Living Area
Gross Area	3,246 sqft
1st Floor Area	2,435 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	562,795 sqft (12.9 acres)
Garage Type	Detached
Garage Area	2,400 sqft
Driveway	Concrete Driveway
Driveway Area	520 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4895 W HIGHWAY 100
City	BUNNELL
State	FL
Zip	32110-4405
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AC
Legal Description	CAMPBELL RIDGE ESTATES SUBD MB 34 PG 50 LOT 4 12.92 AC OR 1817/1096 OR 1959/1779 OR 2183/729 OR 2196/948
Legal Range	29E
Legal Township	12S
Legal Section	12
Legal Subdivision	CAMPBELL RIDGE ESTATES SUBD
Legal Lot Number	4
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	2
Census Block	2185
Census Tract	60206

Owner

4895 W Hwy 100 is owned by an individual who bought it in April 2026.

Source: Flagler County records, as of May 8, 2026

Owner of Record	Individual Name on File
Mailing Address	4895 SR 100 W, BUNNELL, FL 32110
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2026	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK
Apr 30, 2026	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK
Jan 17, 2023	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Apr 18, 2018	Deed of Trust, Mortgage · Line of Credit NORTHPOINTE BANK
Feb 5, 2018	Loan Modification, Mortgage NORTHPOINTE BK
Apr 3, 2017	Warranty Deed, Construction Loan · Construction Mortgage NORTHPOINTE BANK
Jan 25, 2017	Warranty Deed, Transfer FLAGLER COUNTY ABSTRACT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2026 · Amount on File
Deed Sale	Apr 30, 2026 · Amount on File
Prior Sale	Jan 17, 2023 · Amount on File
Deed Document Number	202617831
Deed Book / Page	3051 / 1208
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Apr 30, 2026
Property Address	4895 W HIGHWAY 100, BUNNELL, FL 32110-4405
Document Number	0030511208
Book / Page	3051 / 1208
Instrument Date	Apr 23, 2026
Instrument	202617831
Transaction Type	Transfer
Record Updated	Aug 24, 2026
Title Company	FLAGLER COUNTY ABSTRACT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$618,625.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000017832,
Date	Apr 30, 2026
Instrument	202617832

Lender

Name	REGIONS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Apr 30, 2026
Property Address	4895 W HIGHWAY 100, BUNNELL, FL 32110-4405
Document Number	0000017831
Book / Page	3051 / 1208
Instrument Date	Apr 23, 2026
Instrument	2026.17831
Transaction Type	Transfer
Record Updated	May 11, 2026
Title Company	FLAGLER COUNTY ABSTRACT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$618,625.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000017832,
Date	Apr 30, 2026
Instrument	2026..17832

Lender

Name	REGIONS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Jan 17, 2023
Property Address	4895 W HIGHWAY 100, BUNNELL, FL 32110-4405
Document Number	0027501270
Book / Page	2750 / 1270
Map Reference	MB 34 PG 50&51
Instrument Date	Dec 14, 2022
Instrument	2023001796
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	PROFESSIONAL CLOSING TITLE, PROFESSIONAL CLOSING INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,215.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5753 HIGHWAY 85 N, CRESTVIEW, FL 32536-9365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27900 LOUDON STREET, GRANVILLE, OH 43023

Mortgage

Document Number	0027501272
Date	Jan 17, 2023
Instrument	2750/1272

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	4895 W HIGHWAY 100, BUNNELL, FL 32110-4405
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022721684
Date	Apr 18, 2018
Book Page	2272/1684
Instrument	2018013957

Lender

Name	NORTHPOINTE BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	FLAGLER FL
Property Address	4895 W HIGHWAY 100, BUNNELL, FL 32110-4405
Document Number	0022681599
Instrument Date	Feb 5, 2018
Transaction Type	Mortgage
Record Updated	Apr 5, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4895 W HIGHWAY 100 BUNNELL FL 321104405, BUNNELL, FL 32110-4405

Mortgage

Document Number	0022681599
Date	Mar 28, 2018
Book Page	002268/001599
Instrument	11459

Lender

Name	NORTHPOINTE BK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 27, 2048

Interest

Rate Type	Fixed Rate
Rate	4.12%

April 2017: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Apr 3, 2017
Property Address	4895 W HIGHWAY 100, BUNNELL, FL 32110-4405
Document Number	0021960948
Book / Page	2196 / 0948
Map Reference	MB34 PG50-51
Instrument Date	Mar 23, 2017
Instrument	2017011481
Transaction Type	Construction Loan
Record Updated	Feb 22, 2022
Title Company	FLAGLER COUNTY ABSTRACT CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	812 FIFTH ST, 812, BUNNELL, FL 32110-6929

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	51 EDITH POPE DR, PALM COAST, FL 32164-6316

Mortgage

Document Number	2017011482
Date	Apr 3, 2017
Instrument	2017011482

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Apr 1, 2023
Change Frequency	Annually
Min Rate At Change	3.62%
Max Rate At Change	8.62%
Index	1-Year LIBOR
Max Rate	8.62%

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Jan 25, 2017
Property Address	4895 W HIGHWAY 100, BUNNELL, FL 32110-4405
Document Number	0021830729
Book / Page	002183 / 000729
Instrument Date	Jan 19, 2017
Instrument	3154
Transaction Type	Transfer
Record Updated	Feb 27, 2017
Title Company	FLAGLER COUNTY ABSTRACT

Transaction

Amount	Amount on Record
Tax	$301.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	51 EDITH POPE DR PALM COAST FL 321646316, PALM COAST, FL 32164-6316

Tax Assessment & Valuation

The 2025 property tax bill for 4895 W Hwy 100 was $6,345, down 7.5% from the year before.

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,345.00 (-7.47%)	$462,001 Land $93,816 Building $368,185	$462,001 Land $93,816 Building $368,185
2024	$6,857.00 (+0.32%)
2023	$6,835.00 (+151.66%)	$459,381 (+112.41%) Land $93,816 Building $365,565	$459,381 (+9.66%) Land $93,816 Building $365,565
2022	$2,716.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$216,273	$418,909 Land $98,278 Building $320,631

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4895 W Hwy 100 in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 54 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	54 in force
Nearby Flood Claims	3 (2001–2024)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4895 W Hwy 100 is high, ranking above 77% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 65% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on W Hwy 100

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