Floyd County property record for 4895 Toler Crk, Harold, KY 41635
| Property Type | Single Family Home |
|---|---|
| Details | 1,568 sqft · built 2007 |
| Lot Size | 0.72 acres (31,363 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $35,000 (Sep 2006) |
| Tax Bill | $1,020 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 108-00-00-068.06 |
| Primary APN | 108-00-00-068.06 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,568 sqft Living Area |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Split Foyer |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 31,363 sqft (0.72 acres) |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 32495 |
|---|---|
| Street Address | 4895 TOLER CRK |
| City | HAROLD |
| State | KY |
| Zip | 41635-9063 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 6 (0.72 ACRE) & RESIDENCE (CONVER) |
| Legal Tract | 6 |
| Legal Lot Number | 1 |
| Jurisdiction | FLOYD KY |
| Township / Civil Division | GRETHEL-TEABERRY |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 920402 |
4895 Toler Crk is owned and occupied by two individuals who bought it in September 2006.
Source: Floyd County records, as of April 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4895 TOLER CRK, HAROLD, KY 41635-9063 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 25, 2006 · Amount on File |
| Deed Sale | Sep 25, 2006 · Amount on File |
| Deed Book / Page | 528 / 216 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLOYD KY |
| Recording Date | Apr 1, 2026 |
| Property Address | 4895 TOLER CRK, HAROLD, KY 41635-9063 |
| Document Number | 0001199909 |
| Book / Page | 822 / 299 |
| Instrument Date | Mar 26, 2026 |
| Instrument | 20261199909 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2026 |
| Title Company | BLUEGRASS LAND TITLE |
| Name | Verified Name |
|---|---|
| Address | 4895 TOLER CRK, HAROLD, KY 41635-9063 |
| Investor | Possibly a Property Investor |
| Document Number | 0001199909, |
|---|---|
| Date | Apr 1, 2026 |
| Book Page | 822/299 |
| Instrument | 20261199909 |
| Name | U S BANK N A |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Apr 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2025 property tax bill for 4895 Toler Crk was $1,020.
Source: Floyd County assessment roll, as of December 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Floyd County |
| Unified School District | Floyd County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,020.00 | $85,000 Land $30,000 Building $55,000 | $85,000 Land $30,000 Building $55,000 |
| 2023 | $1,027.00 | $85,000 | $85,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4895 Toler Crk in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 5 (2003–2025) |
| Most Recent Claim | Feb 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4895 Toler Crk is high, ranking above 80% of the US, with a 0.7% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 80% of the US · above 93% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.7% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN WATER & SEWER DISTRICT serves 15,110 people · EPA ID KY0360026 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Feb 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Inter-Mountain Cable Cable | 1,000 / 40 |
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