4895 Thoroughbred Loop, Erie, PA 16506 Property Records

Erie County property record for 4895 Thoroughbred Loop, Erie, PA 16506

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,162 sqft · built 2006
Lot Size	0.62 acres (26,998 sqft)
Owner	Individual Name on File
Last Sale	$400,000 (Jan 2019)
Tax Bill	$10,266 (2026)
Deeds & Mortgages	Jan 2026 Line of Credit Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`33-090-374.1-017.00`

Property Details

APN / Parcel Number

Primary APN	`33-090-374.1-017.00`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,162 sqft Living Area
1st Floor Area	1,767 sqft
Attic	Attic
Attic Area	962 sqft
Basement Area	1,767 sqft
Unfinished Basement	1,767 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	26,998 sqft (0.62 acres)
Lot Dimensions	180 ft deep x 150 ft wide
Garage Area	962 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	760 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4895 THOROUGHBRED LOOP
City	ERIE
State	PA
Zip	16506-6609
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	4895 THOROUGHBRED LOOP 150X180
Legal Subdivision	ASBURY WOODS ESTATES
Jurisdiction	ERIE PA
Township / Civil Division	MILLCREEK
Census Block Group	3
Census Block	3003
Census Tract	10904

Owner

4895 Thoroughbred Loop is owned and occupied by an individual who bought it in January 2019.

Source: Erie County records, as of July 2, 2026

Owner of Record	Individual Name on File
Mailing Address	4895 THOROUGHBRED LOOP, ERIE, PA 16506-6609
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2026	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jan 25, 2021	Deed of Trust, Mortgage · Conventional with PMI NORTHWEST BK
Jun 22, 2020	Deed of Trust, Mortgage · Conventional with PMI PNC BK
Jan 28, 2019	Grant Deed, Transfer · Conventional Mortgage KEYBANK USA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 28, 2019 · Amount on File
Deed Sale	Jan 28, 2019 · Amount on File
Prior Sale	Jul 23, 2013 · Amount on File
Deed Document Number	20191586
Prior Transfer Date	Aug 14, 2006
Prior Transfer Doc	0013540559
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE PA
Property Address	4895 THOROUGHBRED LOOP, ERIE, PA 16506-6609
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4895 THOROUGHBRED LOOP, ERIE, PA 16506-6609

Mortgage

Document Number	0000000764
Date	Jan 16, 2026
Instrument	2026-000764

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Jan 19, 2066

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE PA
Property Address	4895 THOROUGHBRED LOOP, ERIE, PA 16506-6609
Document Number	0000002197
Instrument Date	Jan 25, 2021
Transaction Type	Mortgage
Record Updated	Feb 25, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4895 THOROUGHBRED LOOP ERIE PA 165066609, ERIE, PA 16506-6609

Mortgage

Document Number	0000002197
Date	Jan 29, 2021
Instrument	2197

Lender

Name	NORTHWEST BK
Type	Bank
Address	WARREN, PA 16365

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 28, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE PA
Property Address	4895 THOROUGHBRED LOOP, ERIE, PA 16506-6609
Document Number	0000012728
Instrument Date	Jun 22, 2020
Transaction Type	Mortgage
Record Updated	Sep 11, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4895 THOROUGHBRED LOOP #LO ERIE PA 165066609, LO, ERIE, PA 16506-6609

Mortgage

Document Number	0000012728
Date	Jul 10, 2020
Instrument	12728

Lender

Name	PNC BK
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Conventional with PMI
Amount	Amount on Record

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ERIE PA
Recording Date	Jan 28, 2019
Property Address	4895 THOROUGHBRED LOOP, ERIE, PA 16506-6609
Document Number	0000001586
Instrument Date	Jan 23, 2019
Instrument	1586
Transaction Type	Transfer
Record Updated	Mar 5, 2019

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,000.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4895 THOROUGHBRED LOOP ERIE PA 165066609, ERIE, PA 16506-6609

Mortgage

Document Number	1587
Date	Jan 28, 2019
Instrument	1587

Lender

Name	KEYBANK USA
Type	Bank
Address	CLEVELAND, OH 44114-1306

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 27, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 4895 Thoroughbred Loop was $10,266 with a homeowner's exemption, up 4.7% from the year before.

Source: Erie County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Erie County
County Subdivision	Millcreek Township
Unified School District	Millcreek Township School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,266.00 (+4.74%) Homeowner's exemption	$360,400 (-) Land $88,000 Building $272,400
2025	$9,801.00 Homeowner's exemption	$360,400 (-) Land $88,000 Building $272,400
2024		$360,400 Land $88,000 Building $272,400
2023	$9,235.00 Homeowner's exemption
2013			$360,400 Land $88,000 Building $272,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4895 Thoroughbred Loop in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective June 6, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1981–1985)
Most Recent Claim	Apr 1985 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4895 Thoroughbred Loop is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ERIE CITY WATER AUTHORITY serves 220,001 people · EPA ID PA6250028
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2018 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Thoroughbred Loop

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