4895 Summit View Dr, El Dorado, CA 95623 Property Records

El Dorado County property record for 4895 Summit View Dr, El Dorado, CA 95623

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,634 sqft · built 1987
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$500,000 (Jul 2024)
Tax Bill	$5,193 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`319-351-042-000`

Property Details

APN / Parcel Number

Primary APN	`319-351-042-000`
Alternative APNs	`31935142100` `3193514210`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,634 sqft Living Area
1st Floor Area	1,634 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Construction Type	Wood
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces
Patio Area	1,634 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4895 SUMMIT VIEW DR
City	EL DORADO
State	CA
Zip	95623-4601
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MP
Legal Description	L 62 SUMMIT VIEW #1
Legal Subdivision	SUMMIT VIEW #1
Legal Lot Number	62
Jurisdiction	EL DORADO CA
Township / Civil Division	SOUTH EL DORADO
Census Block Group	2
Census Block	2007
Census Tract	31503

Owner

Source: El Dorado County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4895 SUMMIT VIEW DR, EL DORADO, CA 95623-4601
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 11, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
May 22, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Jul 17, 2017	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 2024 · Amount on Record
Deed Sale	Jul 10, 2024 · Amount on Record
Prior Sale	May 27, 2011 · Amount on Record
Deed Document Number	202419242
Last Transfer Date	Apr 8, 2025
Transfer Doc	0000010755
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	4895 SUMMIT VIEW DR, EL DORADO, CA 95623-4601
Transaction Type	Mortgage
Record Updated	Nov 17, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4895 SUMMIT VIEW DR, EL DORADO, CA 95623-4601

Mortgage

Document Number	0000069065
Date	Nov 4, 2021
Instrument	2021-0069065

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	4895 SUMMIT VIEW DR, EL DORADO, CA 95623-4601
Transaction Type	Mortgage
Record Updated	Mar 23, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4895 SUMMIT VIEW DR, EL DORADO, CA 95623-4601

Mortgage

Document Number	0000017207
Date	Mar 11, 2021
Instrument	2021-0017207

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	351 Months
Due	Jun 1, 2050

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	4895 SUMMIT VIEW DR, EL DORADO, CA 95623-4601
Document Number	0000024310
Instrument Date	May 22, 2020
Transaction Type	Mortgage
Record Updated	Jun 8, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4895 SUMMIT VIEW DR EL DORADO CA 956234601, EL DORADO, CA 95623-4601

Mortgage

Document Number	0000024310
Date	May 28, 2020
Instrument	24310

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 27, 2050

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	4895 SUMMIT VIEW DR, EL DORADO, CA 95623-4601
Document Number	0000030484
Instrument Date	Jul 17, 2017
Transaction Type	Mortgage
Record Updated	Jun 11, 2019
Title Company	TSI TITLE COMPANY, TSI TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4895 SUMMIT VIEW DR EL DORADO CA 956234601, EL DORADO, CA 95623-4601

Mortgage

Document Number	0000030484
Date	Jul 26, 2017
Instrument	30484

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 25, 2047

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Mother Lode Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$503,333 (+0.67%) Land $125,833 Building $377,500
2025	$5,193.00 (+134.13%) Homeowner's exemption	$500,000 (+132.03%) Land $125,000 Building $375,000
2023	$2,218.00 (+1.51%) Homeowner's exemption	$215,485 Land $61,563 Building $153,922
2022	$2,185.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	10 (1995–2017)
Claims Outside the SFHA	1 of 10
Most Recent Claim	Feb 2017 · Flooding
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 85% of the US · above 65% of California
Wildfire Likelihood	0.7% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Zeta Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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