4895 Somerton Dr, Troy, MI 48085 Property Records

Oakland County property record for 4895 Somerton Dr, Troy, MI 48085

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,724 sqft · built 1996
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on File
Last Sale$413,000 (Jan 2006)
Tax Bill$6,565 (2025)
Flood ZoneZone X (minimal risk)
APN88-20-15-202-007

Property Details

APN / Parcel Number

Primary APN88-20-15-202-007

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area2,724 sqft Living Area
1st Floor Area1,516 sqft
Basement Area1,516 sqft
Unfinished Basement1,516 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Architectural StyleColonial
Exterior MaterialBrick
Construction TypeBrick
Roof TypeGable
Lot Area10,019 sqft (0.23 acres)
Lot Dimensions130 ft deep x 76 ft wide
Garage Area577 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area28 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address4895 SOMERTON DR
CityTROY
StateMI
Zip48085-4735
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1C
Legal DescriptionT2N, R11E, SEC 15 COVINGTON RIDGE SUB LOT 7 7-25-94 FR 201-004
Legal Range11E
Legal Township2N
Legal Section15
Legal SubdivisionCOVINGTON RIDGE SUB
Legal Lot Number7
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group4
Census Block4000
Census Tract197000

Owner

4895 Somerton Dr is owned and occupied by two individuals who acquired it in February 2009.

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address4895 SOMERTON DR, TROY, MI 48085-4735
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 20, 2006 · Amount on File
Deed SaleJan 20, 2006 · Amount on File
Deed Document Number200619708
Deed Book / Page36990 / 306
Last Transfer DateFeb 4, 2009
Transfer Doc0000025781
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 4895 Somerton Dr was $6,565 with a homeowner's exemption.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictTroy School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,565.00
2023$478,000
2022$6,828.00$239,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4895 Somerton Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4895 Somerton Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 95% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY
serves 85,854 people · EPA ID MI0006690
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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