Collier County property record for 4895 Rustic Oaks Cir, Naples, FL 34105
| Property Type | Single Family Home |
|---|---|
| Details | 2,459 sqft · built 2003 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Company Name on File |
| Last Sale | $497,200 (Mar 2003) |
| Tax Bill | $5,855 (2025) |
| Deeds & Mortgages | Sep 2019 Mortgage Nov 2020 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 174200 444A13 |
| Primary APN | 174200 444A13 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,459 sqft Living Area |
| 1st Floor Area | 2,459 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 139 ft deep x 78 ft wide |
| Pool Area | 360 sqft |
| Deck Area | 419 sqft |
| Street Address | 4895 RUSTIC OAKS CIR |
|---|---|
| City | NAPLES |
| State | FL |
| Zip | 34105-4520 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | BANYAN WOODS LOT 44 |
| Legal Range | 25 |
| Legal Township | 49 |
| Legal Section | 13 |
| Legal Subdivision | BANYAN WOODS |
| Legal Tract | 174200 |
| Legal Block | 3 |
| Legal Lot Number | 44 |
| Jurisdiction | COLLIER FL |
| Township / Civil Division | NAPLES |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 10432 |
Source: Collier County records · APN 174200 444A13
Assessment roll updated September 9, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 4895 RUSTIC OAKS CIR, NAPLES, FL 34105-4520 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
| Date | Document |
|---|---|
| Sep 18, 2019 | Deed of Trust, Mortgage · Conventional Mortgage SUMMIT MORTGAGE CORP |
| Nov 06, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SUMMIT MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 25, 2003 · Amount on Record |
| Deed Sale | Mar 25, 2003 · Amount on Record |
| Deed Book / Page | 3247 / 1665 |
| Last Transfer Date | Mar 16, 2007 |
| Transfer Doc | 0042283358 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIER FL |
| Property Address | 4895 RUSTIC OAKS CIR, NAPLES, FL 34105-4520 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0056750402 |
|---|---|
| Date | Sep 18, 2019 |
| Book Page | 5675/0402 |
| Instrument | 5767191 |
| Name | SUMMIT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | MINNEAPOLIS, MN 55441 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 01, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIER FL |
| Property Address | 4895 RUSTIC OAKS CIR, NAPLES, FL 34105-4520 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 4898 RUSTIC OAKS CIR, NAPLES, FL 34105-4519 |
| Document Number | 0058413464 |
|---|---|
| Date | Nov 06, 2020 |
| Book Page | 5841/3464 |
| Instrument | 5950680 |
| Name | SUMMIT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | MINNEAPOLIS, MN 55441 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 01, 2035 |
Source: Collier County records · Assessment roll updated September 9, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Collier County |
| Unified School District | Collier County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,855.00 (+2.34%) Homeowner's exemption | $627,621 (+2.9%) | $1,109,277 (+5.59%) Land $646,060 Building $463,217 |
| 2024 | $5,721.00 (+0.79%) Homeowner's exemption | $609,933 (+3%) | $1,050,514 (+10.06%) Land $594,375 Building $456,139 |
| 2023 | $5,676.00 (-2.71%) Homeowner's exemption | $592,168 (+3%) | $954,519 (-6.51%) Land $467,883 Building $486,636 |
| 2022 | $5,834.00 Homeowner's exemption | $574,920 | $1,020,968 Land $502,702 Building $518,266 |
Source: FEMA National Flood Hazard Layer as of June 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 72 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 72 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2024 · rainfall accumulation |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, Hotwire Communications, T-Mobile USA.
Based on FCC filings for 337 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NAPLES WATER DEPT serves 83,804 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 13 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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