Shelby County property record for 4895 Phipps Dr, Memphis, TN 38125
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,061 sqft · built 1999 |
| Lot Size | 0.246 acres (10,720 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $150,500 (Jan 2018) |
| Tax Bill | $1,916 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Oct 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | D0-256T-B0-0005 |
| Primary APN | D0-256T-B0-0005 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,061 sqft Living Area |
| Gross Area | 3,011 sqft |
| 1st Floor Area | 1,381 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Lot Area | 10,720 sqft (0.246 acres) |
| Garage Type | Attached |
| Garage Area | 475 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 24 sqft |
| Patio Area | 95 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 4895 PHIPPS DR |
|---|---|
| City | MEMPHIS |
| State | TN |
| Zip | 38125-4798 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CA |
| Legal Description | WS PHIPPS DR SEE MAP D2-56 |
| Legal Subdivision | SHELBY WOODLANDS PD PHASE II |
| Legal Lot Number | 76 |
| Jurisdiction | SHELBY TN |
| Township / Civil Division | 12 |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 21751 |
Source: Shelby County records, as of June 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4895 PHIPPS DR, MEMPHIS, TN 38125-4798 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 10, 2026 | Deed of Trust, Mortgage · Partial Claim Mortgage TENNESSEE HOUSING DEVELOPMENT AGENCY |
| Oct 3, 2022 | Deed of Trust, Mortgage · FHA Mortgage TENNESSEE HOUSING DEVELOPMENT AGENCY |
| Jan 23, 2018 | Warranty Deed, Transfer · FHA Mortgage FIRST COMMUNITY MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 23, 2018 · Amount on Record |
| Deed Sale | Jan 23, 2018 · Amount on Record |
| Prior Sale | Aug 20, 1999 · Amount on Record |
| Deed Document Number | 20186723 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Property Address | 4895 PHIPPS DR, MEMPHIS, TN 38125-4798 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4895 PHIPPS DR, MEMPHIS, TN 38125-4798 |
| Document Number | 0026009440 |
|---|---|
| Date | Feb 10, 2026 |
| Instrument | 26009440 |
| Name | TENNESSEE HOUSING DEVELOPMENT AGENCY |
|---|---|
| Type | Government Agency |
| Address | NASHVILLE, TN 37243 |
| Type | Partial Claim Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 473 Months |
| Due | Jul 1, 2065 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Property Address | 4895 PHIPPS DR, MEMPHIS, TN 38125-4798 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4895 PHIPPS DR, MEMPHIS, TN 38125-4798 |
| Document Number | 0022110366 |
|---|---|
| Date | Oct 3, 2022 |
| Instrument | 22110366 |
| Name | TENNESSEE HOUSING DEVELOPMENT AGENCY |
|---|---|
| Type | Government Agency |
| Address | NASHVILLE, TN 37243 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 355 Months |
| Due | May 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Jan 23, 2018 |
| Property Address | 4895 PHIPPS DR, MEMPHIS, TN 38125-4798 |
| Document Number | 0018006723 |
| Map Reference | MB176 PG75 |
| Instrument Date | Jan 18, 2018 |
| Instrument | 18006723 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2021 |
| Title Company | REGENCY TITLE & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $586.45 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 4895 PHIPPS DR, MEMPHIS, TN 38125-4798 |
| Document Number | 0018006724 |
|---|---|
| Date | Jan 23, 2018 |
| Instrument | 18006724 |
| Name | FIRST COMMUNITY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2048 |
Source: Shelby County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Shelby County |
| Unified School District | Shelby County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,916.00 (+21.5%) | $71,250 (+53.14%) Land $11,500 Building $59,750 | $285,000 (+53.14%) Land $46,000 Building $239,000 |
| 2023 | $46,525 Land $8,500 Building $38,025 | ||
| 2022 | $1,577.00 | ||
| 2021 | $186,100 Land $34,000 Building $152,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 573 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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