Clay County property record for 4895 Peppergrass St, Middleburg, FL 32068
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,624 sqft · built 2017 |
| Lot Size | 1.13 acres (49,484 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $247,500 (Feb 2023) |
| Tax Bill | $3,001 (2025) |
| Deeds & Mortgages | Feb 2023 Sale & Mortgage May 2022 Foreclosure + 1 more |
| Flood Zone | Zone A (high risk) |
| APN | 16-05-24-005954-768-00 |
| Primary APN | 16-05-24-005954-768-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,624 sqft Heated Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 49,484 sqft (1.13 acres) |
| Lot Dimensions | 300 ft deep x 165 ft wide |
| Deck Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Sewer | Septic |
| Street Address | 4895 PEPPERGRASS ST |
|---|---|
| City | MIDDLEBURG |
| State | FL |
| Zip | 32068-5238 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | LOT 6 BLK 84 JACKSONVILLE SOUTH UNIT 2 AS REC O R 4689 PG 405 |
| Legal Range | 24 |
| Legal Township | 05 |
| Legal Section | 17 |
| Legal Subdivision | JACKSONVILLE SOUTH |
| Legal Block | 84 |
| Legal Lot Number | 6 |
| Legal Unit | 2 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | MIDDLEBURG-CLAY HILL |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 30106 |
Source: Clay County records, as of December 18, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4895 PEPPERGRASS ST, MIDDLEBURG, FL 32068-5238 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 13, 2023 | Warranty Deed, Transfer · FHA Mortgage GATEWAY FIRST BANK |
| May 25, 2022 | Trustee's Deed, Foreclosure |
| Oct 16, 2017 | Grant Deed, Subdivision Related Transfer · FHA Mortgage BANK OF ENGLAND |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 13, 2023 · Amount on Record |
| Deed Sale | Feb 13, 2023 · Amount on Record |
| Prior Sale | May 25, 2022 · Amount on Record |
| Deed Document Number | 2023006617 |
| Deed Book / Page | 4689 / 405 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Feb 13, 2023 |
| Property Address | 4895 PEPPERGRASS ST, MIDDLEBURG, FL 32068-5238 |
| Document Number | 0046890405 |
| Book / Page | 4689 / 405 |
| Map Reference | MB 11 PG 1-13 |
| Instrument Date | Feb 10, 2023 |
| Instrument | 2023006617 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2023 |
| Title Company | REALTY TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,732.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 816 A1A N, PONTE VEDRA BEACH, FL 32082-3219 |
| Name | Verified Name |
|---|---|
| Address | 4895 PEPPERGRASS ST, MIDDLEBURG, FL 32068-5238 |
| Document Number | 0004689407 |
|---|---|
| Date | Feb 13, 2023 |
| Instrument | 4689/407 |
| Name | GATEWAY FIRST BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2053 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | May 25, 2022 |
| Property Address | 4895 PEPPERGRASS ST, MIDDLEBURG, FL 32068-5238 |
| Document Number | 0046110707 |
| Book / Page | 4611 / 707 |
| Map Reference | MB 11 PG 1-13 |
| Instrument Date | May 23, 2022 |
| Instrument | 2022032957 |
| Transaction Type | Foreclosure |
| Record Updated | Jun 21, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,190.70 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 816 A1A N STE 305, 305, PONTE VEDRA BEACH, FL 32082-3219 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Oct 16, 2017 |
| Property Address | 4895 PEPPERGRASS ST, MIDDLEBURG, FL 32068-5238 |
| Document Number | 0040210480 |
| Book / Page | 004021 / 000480 |
| Instrument Date | Oct 4, 2017 |
| Instrument | 52663 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 27, 2018 |
| Title Company | US PATRIOT TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $812.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 107 MEDITERRANEAN CT KISSIMMEE FL 347583903, KISSIMMEE, FL 34758-3903 |
| Investor | Possibly a Property Investor |
| Document Number | 40210481 |
|---|---|
| Date | Oct 16, 2017 |
| Book Page | 004021/000481 |
| Instrument | 52664 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Address | LITTLE ROCK, AR 72201 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 15, 2047 |
Source: Clay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,001.00 (-13.17%) Homeowner's exemption | $236,934 (+14.84%) | $243,797 (+18.17%) Land $34,000 Building $209,797 |
| 2023 | $3,456.00 (+50.52%) | $206,319 (+31.32%) Land $30,000 Building $176,319 | $206,319 (+31.32%) Land $30,000 Building $176,319 |
| 2022 | $2,296.00 | $157,117 Land $25,000 Building $132,117 | $157,117 Land $25,000 Building $132,117 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 27 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 27 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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