Lorain County property record for 4895 Meadow Lark Dr, Lorain, OH 44053
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,425 sqft · built 2011 |
| Lot Size | 0.144 acres (4,813 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $140,900 (Jan 2012) |
| Tax Bill | $1,556 (2025) |
| Deeds & Mortgages | Jan 2026 Transfer Nov 2021 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-03-001-110-002 |
| Primary APN | 02-03-001-110-002 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,425 sqft Living Area |
| Gross Area | 1,866 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 4,813 sqft (0.144 acres) |
| Lot Dimensions | 110 ft deep x 43.6 ft wide |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 119 sqft |
| Patio Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 4895 MEADOW LARK DR |
|---|---|
| City | LORAIN |
| State | OH |
| Zip | 44053-1481 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GARDENS AT MORNINGSIDE 1 43.56 X 110.50 ABATEMENT |
| Legal Subdivision | GARDENS AT MORNINGSIDE 1 |
| Legal Tract | 3 |
| Legal Block | 110 |
| Legal Lot Number | 27 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | LORAIN |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 97202 |
Source: Lorain County records · APN 02-03-001-110-002
Assessment roll updated May 16, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4895 MEADOW LARK DR, LORAIN, OH 44053-1481 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 14, 2026 | Affidavit of Death of Joint Tenant, Transfer |
| Nov 08, 2021 | Transfer on Death Deed, Transfer |
| Nov 08, 2021 | Transfer on Death Deed, Transfer |
| Jul 02, 2019 | Deed of Trust, Mortgage · Line of Credit NORTHWEST BK |
| Nov 10, 2017 | Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L ASSN/CLEVELAND |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 10, 2012 · Amount on Record |
| Deed Sale | Jan 10, 2012 · Amount on Record |
| Prior Sale | Mar 21, 2011 · Amount on Record |
| Deed Document Number | 2012398154 |
| Last Transfer Date | Jan 13, 2026 |
| Transfer Doc | 0000082053 |
| Record Updated | Sep 20, 2026 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jan 14, 2026 |
| Property Address | 4895 MEADOW LARK DR, LORAIN, OH 44053-1481 |
| Document Number | 0000082053 |
| Map Reference | VOL 85 PG 60 |
| Instrument Date | Jan 05, 2026 |
| Instrument | 2026-0082053 |
| Transaction Type | Transfer |
| Record Updated | Jun 02, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4895 MEADOW LARK DR, LORAIN, OH 44053-1481 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Nov 08, 2021 |
| Property Address | 4895 MEADOW LARK DR, LORAIN, OH 44053-1481 |
| Document Number | 20210848336 |
| Map Reference | VOL 85 PG 60 |
| Instrument Date | Nov 03, 2021 |
| Instrument | 2021-0848336 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Nov 08, 2021 |
| Property Address | 4895 MEADOW LARK DR, LORAIN, OH 44053-1481 |
| Document Number | 0000848336 |
| Map Reference | VOL 85 PG 60 |
| Instrument Date | Nov 03, 2021 |
| Instrument | 2021-0848336 |
| Transaction Type | Transfer |
| Record Updated | Jun 02, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4895 MEADOW LARK DR, LORAIN, OH 44053-1481 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 4895 MEADOW LARK DR, LORAIN, OH 44053-1481 |
| Document Number | 0000725829 |
| Instrument Date | Jul 02, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2019 |
| Title Company | ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP |
| Name | Verified Name |
|---|---|
| Address | 4895 MEADOW LARK DR LORAIN OH 440531481, LORAIN, OH 44053-1481 |
| Document Number | 0000725829 |
|---|---|
| Date | Aug 13, 2019 |
| Instrument | 725829 |
| Name | NORTHWEST BK |
|---|---|
| Type | Bank |
| Address | WARREN, PA 16365 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Aug 12, 2044 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 4895 MEADOW LARK DR, LORAIN, OH 44053-1481 |
| Document Number | 0000652345 |
| Instrument Date | Nov 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 03, 2018 |
| Title Company | AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4895 MEADOW LARK DR LORAIN OH 440531481, LORAIN, OH 44053-1481 |
| Document Number | 0000652345 |
|---|---|
| Date | Nov 20, 2017 |
| Instrument | 652345 |
| Name | THIRD FED'L S&L ASSN/CLEVELAND |
|---|---|
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 19, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Lorain City |
| Unified School District | Lorain City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,556.00 (-7.27%) Homeowner's exemption | $89,350 (+119.47%) Land $24,500 Building $64,850 | $255,300 (+119.48%) Land $70,000 Building $185,300 |
| 2024 | $1,678.00 (-2.16%) | $40,712 (+22.29%) Land $24,500 Building $16,212 | $116,320 (+22.29%) Land $70,000 Building $46,320 |
| 2023 | $1,715.00 (+0.94%) | $33,292 (-0.02%) Land $20,965 Building $12,327 | $95,120 (-) Land $59,900 Building $35,220 |
| 2022 | $1,699.00 | $33,300 Land $20,970 Building $12,330 | |
| 2021 | $95,120 Land $59,900 Building $35,220 |
Source: FEMA National Flood Hazard Layer as of May 25, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2023) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2023 · rainfall accumulation |
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
May also be available: Verizon.
Based on FCC filings for 279 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LORAIN CITY PWS serves 64,152 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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