4895 Lavaque Rd, Duluth, MN 55811 Property Records

St. Louis County property record for 4895 Lavaque Rd, Duluth, MN 55811

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.75 ba · 1,292 sqft · built 2014
Lot Size	3.87 acres (168,577 sqft)
Owner	Individual Name on File
Tax Bill	$3,744 (2026)
Deeds & Mortgages	Mar 2022 Line of Credit Feb 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`280-0031-00027`

Property Details

APN / Parcel Number

Primary APN	`280-0031-00027`
Alternative APN	`99800`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,292 sqft Gross Area
1st Floor Area	1,292 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Frame
Lot Area	168,577 sqft (3.87 acres)
Garage Area	1,446 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	80 sqft
Patio Area	100 sqft
Storage Building	36 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	99800
Street Address	4895 LAVAQUE RD
City	DULUTH
State	MN
Zip	55811-9793
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 150 FT OF E 550 FT OF N 190 FT OF NE1/4 OFNE1/4 AND N 350 FT OF E 400 FT OF NE1/4 OFNE1/4 SERIAL #
Legal Range	15W
Legal Township	51N
Legal Section	34
Legal Subdivision	CANOSIA TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	CANOSIA
Census Block Group	3
Census Block	3011
Census Tract	10602

Owner

Source: St. Louis County records · APN 280-0031-00027

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4895 LAVAQUE RD, DULUTH, MN 55811-9793
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2022	Deed of Trust, Mortgage · Line of Credit NATIONAL BANK OF COMMERCE
Feb 06, 2017	Deed of Trust, Mortgage · Line of Credit REPUBLIC BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4895 LAVAQUE RD, DULUTH, MN 55811-9793
Transaction Type	Mortgage
Record Updated	Apr 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001440215
Date	Mar 31, 2022
Instrument	1440215

Lender

Name	NATIONAL BANK OF COMMERCE
Type	Bank
Address	SUPERIOR, WI 54880

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 30, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4895 LAVAQUE RD, DULUTH, MN 55811-9793
Document Number	00A1304304
Instrument Date	Feb 06, 2017
Transaction Type	Mortgage
Record Updated	Aug 16, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4895 LAVAQUE RD DULUTH MN 558119793, DULUTH, MN 55811-9793

Mortgage

Document Number	00A1304304
Date	Feb 16, 2017
Instrument	A1304304

Lender

Name	REPUBLIC BK
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Feb 15, 2022

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Canosia Township
Unified School District	Hermantown Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,744.00 (+3.08%) Homeowner's exemption
2025	$3,632.00 (-2.47%) Homeowner's exemption	$392,300 (+3.16%) Land $69,100 Building $323,200	$392,300 (+3.16%) Land $69,100 Building $323,200
2024	$3,724.00	$380,300 (+16.66%) Land $67,200 Building $313,100	$380,300 (+16.66%) Land $67,200 Building $313,100
2022		$326,000 Land $58,800 Building $267,200	$326,000 Land $58,800 Building $267,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 24, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Midcontinent Communications Cable · Fiber in parts of the area	250 / 20

Based on FCC filings for 25 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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