San Diego County property record for 4895 Lake Shore Pl, Fallbrook, CA 92028
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,710 sqft · built 1997 |
| Lot Size | 0.115 acres (5,029 sqft) |
| Owner | Company Name on File |
| Last Sale | $650,000 (Feb 2023) |
| Tax Bill | $7,034 (2025) |
| Deeds & Mortgages | Feb 2023 Sale & Mortgage Jul 2022 Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 125-254-06-00 |
| Primary APN | 125-254-06-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,710 sqft Living Area |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Lot Area | 5,029 sqft (0.115 acres) |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 1252524300 |
|---|---|
| Street Address | 4895 LAKE SHORE PL |
| City | FALLBROOK |
| State | CA |
| Zip | 92028-7827 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RV |
| Legal Description | LOT 200 TR 011877 |
| Legal Subdivision | FALLBROOK 4249 |
| Legal Tract | 011877 |
| Legal Block | 1 |
| Legal Lot Number | 200 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | PAUMA VALLEY |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 19109 |
4895 Lake Shore Pl is owned by a company that bought it in February 2023 and is owner-occupied.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 4895 LAKE SHORE PL, FALLBROOK, CA 92028-7827 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 22, 2023 | Grant Deed, Transfer · VA Mortgage EQUITY PRIME MORTGAGE LLC |
| Jul 6, 2022 | Deed of Trust, Mortgage · Commercial Mortgage TALKOV LAW CORP |
| Jun 26, 2020 | Grant Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Feb 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage RENOVATION REALTY INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 22, 2023 · Amount on File |
| Deed Sale | Feb 22, 2023 · Amount on File |
| Prior Sale | Jun 26, 2020 · Amount on File |
| Deed Document Number | 202345847 |
| Prior Transfer Date | Apr 24, 2014 |
| Prior Transfer Doc | 0000207199 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Feb 22, 2023 |
| Property Address | 4895 LAKE SHORE PL, FALLBROOK, CA 92028-7827 |
| Document Number | 0000045847 |
| Map Reference | MAP 11877 |
| Instrument Date | Jan 23, 2023 |
| Instrument | 2023-0045847 |
| Transaction Type | Transfer |
| Record Updated | Mar 2, 2023 |
| Title Company | LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4895 LAKE SHORE PL, FALLBROOK, CA 92028-7827 |
| Document Number | 0000045848 |
|---|---|
| Date | Feb 22, 2023 |
| Instrument | 2023-0045848 |
| Name | EQUITY PRIME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4895 LAKE SHORE PL, FALLBROOK, CA 92028-7827 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4895 LAKE SHORE PL, FALLBROOK, CA 92028-7827 |
| Document Number | 0000274658 |
|---|---|
| Date | Jul 6, 2022 |
| Instrument | 2022-0274658 |
| Name | TALKOV LAW CORP |
|---|---|
| Type | Non-Lending Institution |
| Address | RIVERSIDE, CA 92504 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 26, 2020 |
| Property Address | 4895 LAKE SHORE PL, FALLBROOK, CA 92028-7827 |
| Document Number | 0000337061 |
| Map Reference | MAP 11877 |
| Instrument Date | May 28, 2020 |
| Instrument | 2020-0337061 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | LAWYERS TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4895 LAKE SHORE PL, FALLBROOK, CA 92028-7827 |
| Document Number | 0000337062 |
|---|---|
| Date | Jun 26, 2020 |
| Instrument | 2020-0337062 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4895 LAKE SHORE PL, FALLBROOK, CA 92028-7827 |
| Document Number | 0000111098 |
| Instrument Date | Feb 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2020 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 4895 LAKE SHORE PL FALLBROOK CA 920287827, FALLBROOK, CA 92028-7827 |
| Document Number | 0000111098 |
|---|---|
| Date | Mar 3, 2020 |
| Instrument | 111098 |
| Name | RENOVATION REALTY INC |
|---|---|
| Type | Funding / Finance Company |
| Address | SAN DIEGO, CA 92123 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 4895 Lake Shore Pl was $7,034 with a homeowner's exemption, up 2% from the year before.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Bonsall Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $689,782 (+2%) Land $315,327 Building $374,455 | |
| 2025 | $7,034.00 (+1.96%) Homeowner's exemption | $676,258 Land $309,145 Building $367,113 |
| 2024 | $6,899.00 (+19.01%) | |
| 2023 | $5,797.00 (+1.74%) | $551,866 Land $252,281 Building $299,585 |
| 2022 | $5,698.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 4895 Lake Shore Pl in Zone X, an area of moderate flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4895 Lake Shore Pl is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · lower than 64% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAINBOW MUNICIPAL WD serves 23,536 people · EPA ID CA3710016 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2023 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 537 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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