4895 Holt Rd, Holt, MI 48842 Property Records

Ingham County property record for 4895 Holt Rd, Holt, MI 48842

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,040 sqft · built 1987
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Last Sale	$90,000 (Jan 1993)
Tax Bill	$4,180 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Sep 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33-25-05-22-101-004`

Property Details

APN / Parcel Number

Primary APN	`33-25-05-22-101-004`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Building Area	1,040 sqft Living Area
1st Floor Area	1,040 sqft
Basement Area	1,040 sqft
Finished Basement	1,040 sqft
Flooring	Vinyl/Resilient

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)
Lot Dimensions	627 ft deep x 132 ft wide
Garage Type	Detached
Garage Area	385 sqft

Exterior Amenities

Porch	Slab
Porch Area	39 sqft
Deck Area	168 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4895 HOLT RD
City	HOLT
State	MI
Zip	48842-1031
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NOT APP
Legal Description	(D 22-25) W 8 RODS OF E 16 RODS OF NE 1/4 OF NW 1/4 OF NW 1/4 OF SEC 22, T3NR2W - 2A
Legal Range	02W
Legal Township	03N
Legal Section	22
Jurisdiction	INGHAM MI
Township / Civil Division	DELHI
Census Block Group	3
Census Block	3003
Census Tract	5401

Owner

4895 Holt Rd is owned and occupied by an individual who bought it in January 1993.

Source: Ingham County records, as of October 6, 2026

Owner of Record	Individual Name on File
Mailing Address	4895 HOLT RD, HOLT, MI 48842-1031
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2024	Deed of Trust, Mortgage LAFCU
Sep 22, 2018	Deed of Trust, Mortgage · Conventional Mortgage LAFCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 25, 1993 · Amount on File
Deed Sale	Jan 25, 1993 · Amount on File
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INGHAM MI
Property Address	4895 HOLT RD, HOLT, MI 48842-1031
Transaction Type	Mortgage
Record Updated	Mar 13, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4895 HOLT RD, HOLT, MI 48842-1031

Mortgage

Document Number	0000004392
Date	Mar 4, 2024
Instrument	2024-004392

Lender

Name	LAFCU
Type	Credit Union
Address	LANSING, MI 48917

Agreement

Amount	Amount on Record
Term	120 Months
Due	Mar 1, 2034

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INGHAM MI
Property Address	4895 HOLT RD, HOLT, MI 48842-1031
Document Number	0000034215
Instrument Date	Sep 22, 2018
Transaction Type	Mortgage
Record Updated	Nov 9, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4895 HOLT RD HOLT MI 488421031, HOLT, MI 48842-1031

Mortgage

Document Number	0000034215
Date	Oct 4, 2018
Instrument	34215

Lender

Name	LAFCU
Type	Credit Union
Address	LANSING, MI 48917

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Oct 3, 2028

Tax Assessment & Valuation

The 2025 property tax bill for 4895 Holt Rd was $4,180 with a homeowner's exemption.

Source: Ingham County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ingham County
County Subdivision	Delhi Charter Township
Unified School District	Holt Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$129,000 (+11.5%) Land $20,700 Building $108,300	$258,000 (+11.5%) Land $41,400 Building $216,600
2025	$4,180.00 Homeowner's exemption	$115,700 Land $20,700 Building $95,000	$231,400 Land $41,400 Building $190,000
2023		$89,800 Land $20,700 Building $69,100	$179,600 Land $41,400 Building $138,200
2022	$3,824.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4895 Holt Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 2, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4895 Holt Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LANSING BOARD OF WATER & LIGHT serves 166,000 people · EPA ID MI0003760
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Mercury Fiber.

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