4895 FM 1201, Gainesville, TX 76240 Property Records

Cooke County property record for 4895 FM 1201, Gainesville, TX 76240

Property Summary

Property Type	Ranch
Lot Size	6.82 acres (297,079 sqft)
Owner	Individual Name on File
Tax Bill	$6 (2026)
Deeds & Mortgages	Aug 2020 Line of Credit Jul 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0461-004-00000`

Property Details

APN / Parcel Number

Primary APN	`0461-004-00000`
Alternative APN	`68642`

Exterior

Lot Area	297,079 sqft (6.82 acres)

Location & Zoning

Account Number	0461-004-00000
Street Address	4895 FM 1201
City	GAINESVILLE
State	TX
Zip	76240-1188
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Ranch
Legal Description	HART C 0461 ACRES 6.82
Legal Subdivision	HART C
Jurisdiction	COOKE TX
Township / Civil Division	CALLISBURG
Census Block Group	3
Census Block	3079
Census Tract	100

Owner

4895 FM 1201, an agricultural property, is owned by an individual.

Source: Cooke County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	4814 FM 1201, GAINESVILLE, TX 76240-0565
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2020	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK
Jul 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage TEXAS REPUBLIC BANK NA
Aug 31, 2020	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	4895 FM 1201, GAINESVILLE, TX 76240-1188
Transaction Type	Mortgage
Record Updated	Jun 2, 2026
Title Company	GRANT COUNTY TITLE, GRAYSON COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1203 BLANTON DR, SHERMAN, TX 75092-5209

Mortgage

Document Number	002357/279
Date	Aug 31, 2020
Book Page	2357/279
Instrument	6858

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	COPPELL, TX 75019

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	19 Months
Due	Feb 28, 2022

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	4895 FM 1201, GAINESVILLE, TX 76240-1188
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002527/411
Date	Jul 25, 2022
Book Page	2527/411
Instrument	2022-6450

Lender

Name	TEXAS REPUBLIC BANK NA
Type	Bank
Address	FRISCO, TX 75034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	4895 FM 1201, GAINESVILLE, TX 76240-1188
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	GRAYSON COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1203 BLANTON DR, SHERMAN, TX 75092-5209

Mortgage

Document Number	2357/279
Date	Aug 31, 2020
Book Page	2357/279
Instrument	6858

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	COPPELL, TX 75019

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	19 Months
Due	Feb 28, 2022

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 4895 FM 1201 was $6.

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Unified School District	Sivells Bend Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6.00	$518 (-2.63%)	$98,208 (-) Land $98,208
2025	$6.00 (-33.33%)	$532 Land $532	$98,208 Land $98,208
2024	$9.00
2023		$600 Land $600	$94,389 Land $94,389

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4895 FM 1201 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4895 FM 1201 is high, ranking above 76% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 69% of Texas
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GAINESVILLE serves 18,107 people · EPA ID TX0490001
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	400 / 100
ElektraFi Fixed Wireless	100 / 20

May also be available: Plains Internet, Verizon.

Nearby Properties on FM 1201

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