4895 E Skinner Dr, Cave Creek, AZ 85331 Property Records

Maricopa County property record for 4895 E Skinner Dr, Cave Creek, AZ 85331

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,986 sqft · built 1998
Lot Size0.201 acres (8,758 sqft)
OwnerIndividual Name on Record
Last Sale$775,000 (Jun 2022)
Tax Bill$2,324 (2025)
Deeds & MortgagesJun 2022 Sale & Mortgage
Apr 2022 Mortgage
Flood ZoneZone X (moderate risk)
APN211-42-173

Property Details

APN / Parcel Number

Primary APN211-42-173

Interior

Full Baths3 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,986 sqft Living Area
1st Floor Area1,986 sqft

Exterior

Year BuiltBuilt 1998
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialConcrete Tile
Lot Area8,758 sqft (0.201 acres)
Parking Spaces3 Parking Spaces
Pool Area416 sqft
Patio Area234 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemHVAC

Location & Zoning

Street Address4895 E SKINNER DR
CityCAVE CREEK
StateAZ
Zip85331-6376
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-8
Legal DescriptionTATUM RANCH PARCEL 31A MCR 368/45
Legal Range04E
Legal Township05N
Legal Section29
Legal QuarterNW
Quarter-Quarter SectionSW
Legal SubdivisionTATUM RANCH PARCEL 31A
Legal Lot Number204
JurisdictionMARICOPA AZ
Township / Civil DivisionDEER VALLEY
Census Block Group2
Census Block2010
Census Tract612900

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address4895 E SKINNER DR, CAVE CREEK, AZ 85331-6376
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 24, 2022Warranty Deed, Transfer · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION
Apr 15, 2022Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 24, 2022 · Amount on Record
Deed SaleJun 24, 2022 · Amount on Record
Prior SaleApr 15, 2015 · Amount on Record
Deed Document Number20220524955
Record UpdatedJun 8, 2026

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateJun 24, 2022
Property Address4895 E SKINNER DR, CAVE CREEK, AZ 85331-6376
Document Number0000524955
Map ReferenceMB 368 PG 45
Instrument DateJun 9, 2022
Instrument20220524955
Transaction TypeTransfer
Record UpdatedJul 4, 2022
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE SVC AGCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4895 E SKINNER DR, 4895, CAVE CREEK, AZ 85331-6376

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address4895 E SKINNER DR, CAVE CREEK, AZ 85331-6376

Mortgage

Document Number0000524956
DateJun 24, 2022
Instrument20220524956
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2052

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address4895 E SKINNER DR, CAVE CREEK, AZ 85331-6376
Transaction TypeMortgage
Record UpdatedApr 26, 2022
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4895 E SKINNER DR, CAVE CREEK, AZ 85331-6376

Mortgage

Document Number0000335711
DateApr 15, 2022
Instrument20220335711
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2052
Interest
Rate TypeAdjustable Rate
Rate3.62%
Type Change DateMay 1, 2027
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change5.62%
Index1-Year CMT
Max Rate8.62%

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityPhoenix City
Unified School DistrictCave Creek Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$59,260 (-3.81%)$592,600 (-3.81%) Land $118,500 Building $474,100
2025$2,324.00 (+7.25%)
2024$61,610$616,100 Land $123,200 Building $492,900
2023$2,167.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk · 1% annual chance, depth under 1 ft
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 32 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies32 in force
Nearby Flood Claims1 (2022)
Most Recent ClaimJul 2022 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 87% of Arizona
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PHOENIX
serves 1,695,000 people · EPA ID AZ0407025
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Jan 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 637 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Fiber · Cable in parts of the area
2,000 / 35
AirFiber WISP
Fixed Wireless
1,000 / 500
BAM Broadband
Fixed Wireless · not low latency
1,000 / 100
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL
140 / 20
T-Mobile
Fixed Wireless
100 / 20

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