Collier County property record for 4895 Cerromar Dr, Naples, FL 34112
| Property Type | Single Family Home |
|---|---|
| Details | 2,437 sqft · built 2003 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,328,000 (Jun 2026) |
| Tax Bill | $8,545 (2025) |
| Deeds & Mortgages | Jun 2026 Sale Mar 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 506910 975B15 |
| Primary APN | 506910 975B15 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,437 sqft Living Area |
| 1st Floor Area | 2,563 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2010 |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 7,405 sqft (0.17 acres) |
| Pool Area | 264 sqft |
| Deck Area | 898 sqft |
| Street Address | 4895 CERROMAR DR |
|---|---|
| City | NAPLES |
| State | FL |
| Zip | 34112-7918 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | NAPLES LAKES COUNTRY CLUB UNIT TWO LOT 97 |
| Legal Range | 26 |
| Legal Township | 50 |
| Legal Section | 15 |
| Legal Subdivision | NAPLES LAKES COUNTRY CLUB U2 = |
| Legal Tract | 506910 |
| Legal Block | 3 |
| Legal Lot Number | 97 |
| Legal Unit | 2 |
| Jurisdiction | COLLIER FL |
| Township / Civil Division | NAPLES |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 10518 |
Source: Collier County records, as of August 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 400 RIVER RD, CHATHAM, NJ 07928-1272 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jun 4, 2026 | Warranty Deed, Transfer ROSS TITLE |
| Mar 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WEST POINTE BANK |
| May 15, 2018 | Deed of Trust, Mortgage · Conventional Mortgage WEST POINTE BANK |
| Sep 11, 2019 | Deed of Trust, Mortgage · Conventional Mortgage WEST POINTE BANK |
| Jun 9, 2020 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage WEST POINTE BANK |
| Feb 28, 2018 | Warranty Deed, Transfer · Line of Credit WEST POINT BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 4, 2026 · Amount on File |
| Deed Sale | Jun 4, 2026 · Amount on File |
| Prior Sale | Feb 28, 2018 · Amount on File |
| Deed Document Number | 20266833481 |
| Deed Book / Page | 6594 / 3578 |
| Prior Transfer Date | May 5, 2016 |
| Prior Transfer Doc | 0052693269 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLLIER FL |
| Recording Date | Jun 4, 2026 |
| Property Address | 4895 CERROMAR DR, NAPLES, FL 34112-7918 |
| Document Number | 0006833481 |
| Book / Page | 6594 / 3578 |
| Instrument Date | Jun 1, 2026 |
| Instrument | 20266833481 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2026 |
| Title Company | ROSS TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $938,896.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 400 RIVER RD, CHATHAM, NJ 07928-1272 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIER FL |
| Property Address | 4895 CERROMAR DR, NAPLES, FL 34112-7918 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2021 |
| Name | Verified Name |
|---|---|
| Address | 8201 W SQUAW LAKE RD, LAC DU FLAMBEAU, WI 54538-9520 |
| Document Number | 0059002698 |
|---|---|
| Date | Mar 2, 2021 |
| Book Page | 5900/2698 |
| Instrument | 6010502 |
| Name | WEST POINTE BANK |
|---|---|
| Type | Bank |
| Address | OSHKOSH, WI 54903 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIER FL |
| Property Address | 4895 CERROMAR DR, NAPLES, FL 34112-7918 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0055093720 |
|---|---|
| Date | May 15, 2018 |
| Book Page | 5509/3720 |
| Instrument | 5556484 |
| Name | WEST POINTE BANK |
|---|---|
| Type | Bank |
| Address | OSHKOSH, WI 54903 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIER FL |
| Property Address | 4895 CERROMAR DR, NAPLES, FL 34112-7918 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0056722930 |
|---|---|
| Date | Sep 11, 2019 |
| Book Page | 5672/2930 |
| Instrument | 5764281 |
| Name | WEST POINTE BANK |
|---|---|
| Type | Bank |
| Address | OSHKOSH, WI 54903 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIER FL |
| Property Address | 4895 CERROMAR DR, NAPLES, FL 34112-7918 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0057723089 |
|---|---|
| Date | Jun 9, 2020 |
| Book Page | 5772/3089 |
| Instrument | 5877547 |
| Name | WEST POINTE BANK |
|---|---|
| Type | Bank |
| Address | OSHKOSH, WI 54903 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jul 1, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLLIER FL |
| Recording Date | Feb 28, 2018 |
| Property Address | 4895 CERROMAR DR, NAPLES, FL 34112-7918 |
| Document Number | 0054813914 |
| Book / Page | 5481 / 3914 |
| Map Reference | MB35 PG21-25 |
| Instrument Date | Feb 27, 2018 |
| Instrument | 5517423 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2021 |
| Title Company | LEGACY TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,970.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13323 POND APPLE DR E, 13323, NAPLES, FL 34119-8567 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 525 FOX FIRE DR, OSHKOSH, WI 54904-6585 |
| Document Number | 0005517424 |
|---|---|
| Date | Feb 28, 2018 |
| Instrument | 5517424 |
| Name | WEST POINT BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 7 Months |
| Due | Sep 1, 2018 |
Source: Collier County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Collier County |
| Unified School District | Collier County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $786,659 (-5.08%) Land $340,061 Building $446,598 | $786,659 (-8.08%) Land $340,061 Building $446,598 | |
| 2025 | $8,545.00 (+7.21%) Homeowner's exemption | $828,796 (+5.99%) | $855,771 (-11.19%) Land $441,280 Building $414,491 |
| 2024 | $7,970.00 (+0.84%) | ||
| 2023 | $7,904.00 (-4.16%) Homeowner's exemption | $781,979 (+1.41%) | $963,588 (+24.97%) Land $449,160 Building $514,428 |
| 2022 | $8,247.00 Homeowner's exemption | $771,076 Land $231,672 Building $539,404 | $771,076 Land $231,672 Building $539,404 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 205 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 227 units insured incl. 22 condo units |
| Nearby Flood Claims | 1 (2022) |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 63% of the US · lower than 61% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber · Cable in parts of the area | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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