4895 Backwater Ct, Dumfries, VA 22025 Property Records

Prince William County property record for 4895 Backwater Ct, Dumfries, VA 22025

Property Summary

Property Type	Townhouse
Details	3 bd · 3 ba · 1,472 sqft · built 1989
Lot Size	0.034 acres (1,498 sqft)
Owner	Individual Name on Record
Last Sale	$351,500 (Nov 2021)
Tax Bill	$3,483 (2023)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Sep 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8090-97-8435`

Property Details

APN / Parcel Number

Primary APN	`8090-97-8435`
Alternative APNs	`092649` `92649`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,472 sqft Living Area

Exterior

Year Built	Built 1989
Architectural Style	Townhouse
Exterior Material	Brick
Lot Area	1,498 sqft (0.034 acres)
Porch	Porch
Porch Area	28 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	092649
Old Parcel Number	92649
Street Address	4895 BACKWATER CT
City	DUMFRIES
State	VA
Zip	22025-1210
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RES PLANNED CMNTY
Legal Description	MONTCLAIR SEC S10 LOT 13
Legal Subdivision	MONTCLAIR
Legal Block	97
Legal Lot Number	13
Jurisdiction	PRINCE WILLIAM VA
Township / Civil Division	POTOMAC
Census Block Group	2
Census Block	2000
Census Tract	901010

Owner

Source: Prince William County records, as of July 31, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4895 BACKWATER CT, DUMFRIES, VA 22025-1210
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2021	Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Sep 16, 2019	Grant Deed, Transfer · VA Mortgage MCLEAN MTG
Apr 5, 2018	Grant Deed, Transfer ELITE SETTLEMENTS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 15, 2021 · Amount on Record
Deed Sale	Nov 15, 2021 · Amount on Record
Prior Sale	Sep 16, 2019 · Amount on Record
Deed Document Number	202111150128816
Record Updated	Jun 7, 2026

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	PRINCE WILLIAM VA
Recording Date	Nov 15, 2021
Property Address	4895 BACKWATER CT, DUMFRIES, VA 22025-1210
Document Number	0000128816
Map Reference	DR 73 PG 1
Instrument Date	Nov 12, 2021
Instrument	202111150128816
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$351.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4895 BACKWATER CT, MONTCLAIR, VA 22025-1210

Mortgage

Document Number	0000128817
Date	Nov 15, 2021
Instrument	202111150128817

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PRINCE WILLIAM VA
Recording Date	Sep 16, 2019
Property Address	4895 BACKWATER CT, DUMFRIES, VA 22025-1210
Document Number	0000067399
Instrument Date	Sep 13, 2019
Instrument	67399
Transaction Type	Transfer
Record Updated	Oct 3, 2019
Title Company	VIRGINIA TITLE AND SETTLEMENT SO, VIRGINIA TITLE & SETTLEMENT SO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$269.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4895 BACKWATER CT MONTCLAIR VA 220251210, MONTCLAIR, VA 22025-1210

Mortgage

Document Number	67400
Date	Sep 16, 2019
Instrument	67400

Lender

Name	MCLEAN MTG
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 15, 2049

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PRINCE WILLIAM VA
Recording Date	Apr 5, 2018
Property Address	4895 BACKWATER CT, DUMFRIES, VA 22025-1210
Document Number	0000023618
Instrument Date	Apr 3, 2018
Instrument	23618
Transaction Type	Transfer
Record Updated	Apr 13, 2018
Title Company	ELITE SETTLEMENTS LLC

Transaction

Amount	Amount Recorded
Tax	$250.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	17427 FOUR SEASONS DR MONTCLAIR VA 220251872, MONTCLAIR, VA 22025-1872

Tax Assessment & Valuation

Source: Prince William County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	Virginia
County	Prince William County
Unified School District	Prince William County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,483.00	$334,800 Land $137,000 Building $197,800	$334,800 Land $137,000 Building $197,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PWCSA - EAST serves 168,747 people · EPA ID VA6153600
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile.

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