4895 Arnold Rd, Lexington, NC 27295 Property Records

Davidson County property record for 4895 Arnold Rd, Lexington, NC 27295

Property Summary

Property Type	Mobile Home
Details	2 bd · 2 ba · 1,057 sqft · built 1998
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on File
Tax Bill	$281 (2026)
Deeds & Mortgages	Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-019-B-000-0003`

Property Details

APN / Parcel Number

Primary APN	`14-019-B-000-0003`
Alternative APNs	`14-019-B-000-0003-A` `9232610`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,057 sqft Total Area
1st Floor Area	1,008 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Mobile Home
Exterior Material	Composition/Composite
Foundation Type	Pier/Post & Beam
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	21,780 sqft (0.5 acres)
Lot Width	124 ft Width
Deck Area	49 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	9232610
Street Address	4895 ARNOLD RD
City	LEXINGTON
State	NC
Zip	27295-9714
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	RA3
Legal Description	L3A BK2586-156 ARNOLD
Jurisdiction	DAVIDSON NC
Township / Civil Division	REEDY CREEK
Census Block Group	1
Census Block	1007
Census Tract	61202

Owner

4895 Arnold Rd, a mobile home, is owned by two individuals.

Source: Davidson County records, as of October 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 8, LEXINGTON, NC 27293-0008
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIDSON NC
Recording Date	Dec 8, 2017
Property Address	4895 ARNOLD RD, LEXINGTON, NC 27295-9714
Document Number	0022960285
Book / Page	002296 / 000285
Instrument Date	Dec 8, 2017
Instrument	26435
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$60.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4917 ARNOLD RD LEXINGTON NC 272959715, LEXINGTON, NC 27295-9715

Mortgage

Document Number	22960287
Date	Dec 8, 2017
Book Page	002296/000287
Instrument	26436

Lender

Name	M PHILLIPS PROPERTIES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Dec 7, 2027

Tax Assessment & Valuation

The 2026 property tax bill for 4895 Arnold Rd was $281, up 5.6% from the year before.

Source: Davidson County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Davidson County
Unified School District	Davidson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$281.00 (+5.64%)	$41,070 (-)	$41,070 (-) Land $22,500 Building $18,570
2025	$266.00	$41,070	$41,070 Land $22,500 Building $18,570
2023	$320.00	$48,570	$48,570 Land $30,000 Building $18,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4895 Arnold Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4895 Arnold Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DAVIDSON WATER INC private · serves 154,307 people · EPA ID NC0229025
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Windstream Cable · DSL in parts of the area	1,000 / 25

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Arnold Rd

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