4895 208th St E, Prior Lake, MN 55372 Property Records

Scott County property record for 4895 208th St E, Prior Lake, MN 55372

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,276 sqft · built 1997
Lot Size	8.76 acres (381,586 sqft)
Owner	Individual Name on Record
Last Sale	$810,000 (Aug 2021)
Tax Bill	$10,478 (2026)
Deeds & Mortgages	Oct 2022 Mortgage May 2019 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`11-926001-6`

Property Details

APN / Parcel Number

Primary APN	`11-926001-6`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,276 sqft Living Area
Gross Area	3,140 sqft
1st Floor Area	1,552 sqft
Basement Area	2,276 sqft
Finished Basement	2,000 sqft
Unfinished Basement	276 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Ranch
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	381,586 sqft (8.76 acres)
Garage Area	952 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Deck Area	132 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	4895 208TH ST E
City	PRIOR LAKE
State	MN
Zip	55372-8724
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR-1
Legal Description	SECTION 26 TOWNSHIP 114 RANGE 022 E 649.18' OF S 671' OF SE1/4
Legal Range	22W
Legal Township	114
Legal Section	26
Jurisdiction	SCOTT MN
Township / Civil Division	SPRING LAKE
Census Block Group	5
Census Block	5013
Census Tract	81001

Owner

Source: Scott County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4895 208TH ST E, PRIOR LAKE, MN 55372-8724
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2022	Deed of Trust, Mortgage · Conventional Mortgage NEW MARKET BANK
May 23, 2019	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jun 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Nov 14, 2020	Deed of Trust, Mortgage · Line of Credit US BANK NA
Feb 15, 2022	Deed of Trust, Mortgage · Construction Mortgage NEW MARKET BANK
Aug 3, 2021	Warranty Deed, Transfer · Conventional Mortgage NEW MARKET BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2021 · Amount on Record
Deed Sale	Aug 3, 2021 · Amount on Record
Prior Sale	Aug 27, 2013 · Amount on Record
Deed Document Number	20211135377
Prior Transfer Date	Jun 9, 2020
Prior Transfer Doc	0001094765
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT MN
Property Address	4895 208TH ST E, PRIOR LAKE, MN 55372-8724
Transaction Type	Mortgage
Record Updated	Nov 2, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4895 208TH ST E, PRIOR LAKE, MN 55372-8724

Mortgage

Document Number	00A1165726
Date	Oct 20, 2022
Instrument	A1165726

Lender

Name	NEW MARKET BANK
Type	Bank
Address	LAKEVILLE, MN 55044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Nov 1, 2029
Change Frequency	5 Years
Min Rate At Change	3.5%
Max Rate At Change	7.37%
Index	10-Year TN
Max Rate	11.3%

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT MN
Property Address	4895 208TH ST E, PRIOR LAKE, MN 55372-8724
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001067193
Date	May 23, 2019
Instrument	1067193

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Apr 15, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT MN
Property Address	4895 208TH ST E, PRIOR LAKE, MN 55372-8724
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001095309
Date	Jun 27, 2020
Instrument	1095309

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT MN
Property Address	4895 208TH ST E, PRIOR LAKE, MN 55372-8724
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4895 208TH ST E, PRIOR LAKE, MN 55372-8724

Mortgage

Document Number	0001109541
Date	Nov 14, 2020
Instrument	1109541

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Oct 15, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT MN
Property Address	4895 208TH ST E, PRIOR LAKE, MN 55372-8724
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4895 208TH ST E, PRIOR LAKE, MN 55372-8724

Mortgage

Document Number	00A1151450
Date	Feb 15, 2022
Instrument	A1151450

Lender

Name	NEW MARKET BANK
Type	Bank
Address	LAKEVILLE, MN 55044

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Feb 10, 2023

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT MN
Recording Date	Aug 3, 2021
Property Address	4895 208TH ST E, PRIOR LAKE, MN 55372-8724
Document Number	0001135377
Instrument Date	Jul 21, 2021
Instrument	1135377
Transaction Type	Transfer
Record Updated	Aug 11, 2021
Title Company	TRADEMARK TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,673.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4895 208TH ST E, PRIOR LAKE, MN 55372-8724

Mortgage

Document Number	0001135378
Date	Aug 3, 2021
Instrument	1135378

Lender

Name	NEW MARKET BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

Mortgage

Document Number	0001135379
Date	Aug 3, 2021
Instrument	1135379

Lender

Name	NEW MARKET BANK
Type	Bank
Address	LAKEVILLE, MN 55044

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	59 Months
Due	Jul 21, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Scott County assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Scott County
County Subdivision	Spring Lake Township
Unified School District	Prior Lake-Savage Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,478.00 (+12.18%) Homeowner's exemption	$1,215,400 (+9.81%) Land $353,400 Building $862,000	$1,215,400 (+9.81%) Land $353,400 Building $862,000
2025	$9,340.00 (+2.14%)
2024	$9,144.00 (+26.02%) Homeowner's exemption	$1,106,800 (+6.41%) Land $317,300 Building $789,500	$1,106,800 (+6.41%) Land $317,300 Building $789,500
2023	$7,256.00 Homeowner's exemption	$1,040,100 Land $300,300 Building $739,800	$1,040,100 Land $300,300 Building $739,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nuvera Communications Fiber	1,000 / 1,000
Netwave Broadband Fixed Wireless · not low latency	125 / 40

May also be available: GigFire, Verizon.

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