4894 Edgewater Dr, Mound, MN 55364 Property Records

Hennepin County property record for 4894 Edgewater Dr, Mound, MN 55364

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.25 ba · 2,066 sqft · built 1915
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on Record
Last Sale	$480,000 (Aug 2009)
Tax Bill	$16,654 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Jul 2023 Mortgage + 9 more
Flood Zone	Zone X (minimal risk)
APN	`13-117-24-41-0008`

Property Details

APN / Parcel Number

Primary APN	`13-117-24-41-0008`

Interior

Bedrooms	4 Beds
Full Baths	3.25 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,066 sqft Living Area
Gross Area	3,052 sqft
1st Floor Area	1,252 sqft
2nd Floor Area	484 sqft
Basement Area	986 sqft
Family Room	Family Room
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1915
Effective Year Built	Effective 2000
Architectural Style	Colonial
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	171 ft deep x 66 ft wide
Terrain	Wooded
View / Lot	Lake Front
Garage Type	Detached
Garage Area	572 sqft
Deck Area	308 sqft
Patio Area	308 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Space Heater

Location & Zoning

Street Address	4894 EDGEWATER DR
City	MOUND
State	MN
Zip	55364-2007
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 010 A SKARP & LINDQUISTS RAVENSWOOD SE 66X171X50X174
Legal Range	24
Legal Township	117
Legal Section	13
Legal Quarter	41
Legal Subdivision	SKARP & LINDQUISTS RAVENSWOOD
Legal Block	3
Legal Lot Number	10
Jurisdiction	HENNEPIN MN
Township / Civil Division	MOUND
Census Block Group	3
Census Block	3020
Census Tract	27601

Owner

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4894 EDGEWATER DR, MOUND, MN 55364-2007
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage TRUSTONE FINANCIAL CU
Jul 11, 2023	Deed of Trust, Mortgage · Conventional Mortgage TRUSTONE FINANCIAL CU
Sep 15, 2022	Deed of Trust, Mortgage · Line of Credit TRUSTONE FINANCIAL CU
Aug 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage MID PENN BANK
Apr 28, 2021	Deed of Trust, Mortgage · Line of Credit TRUSTONE FINANCIAL CREDIT UNION
Dec 4, 2020	Deed of Trust, Mortgage · Conventional with PMI PENNYMAC
Dec 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRUSTONE FIN'L FCU
Jul 30, 2020	Loan Modification, Mortgage WATERSTONE MTG CORP
Jul 8, 2019	Deed of Trust, Mortgage WATERSTONE MTG CORP
Mar 30, 2018	Deed of Trust, Mortgage · Line of Credit TRUSTONE FIN'L FCU
Nov 13, 2017	Deed of Trust, Mortgage WATERSTONE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2009 · Amount on Record
Deed Sale	Aug 10, 2009 · Amount on Record
Prior Sale	Jun 22, 1998 · Amount on Record
Deed Document Number	2009998898
Last Transfer Date	Oct 15, 2024
Transfer Doc	0011322224
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	4894 EDGEWATER DR, MOUND, MN 55364-2007
Transaction Type	Mortgage
Record Updated	Feb 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4894 EDGEWATER DR, MOUND, MN 55364-2007

Mortgage

Document Number	0A11439293
Date	Feb 10, 2026
Instrument	A11439293

Lender

Name	TRUSTONE FINANCIAL CU
Type	Credit Union
Address	MINNEAPOLIS, MN 55447

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 19, 2046

Interest

Rate Type	Adjustable Rate
Rate	6.89%
Type Change Date	Mar 1, 2031
Change Frequency	Annually
Min Rate At Change	4.87%
Max Rate At Change	8.89%
Index	1-Year T-Bill
Max Rate	12.8%

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	4894 EDGEWATER DR, MOUND, MN 55364-2007
Transaction Type	Mortgage
Record Updated	Jul 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4894 EDGEWATER DR, MOUND, MN 55364-2007

Mortgage

Document Number	0A11214086
Date	Jul 11, 2023
Instrument	A11214086

Lender

Name	TRUSTONE FINANCIAL CU
Type	Credit Union
Address	MINNEAPOLIS, MN 55447

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 20, 2043

Interest

Rate Type	Adjustable Rate
Rate	7.09%
Type Change Date	Aug 1, 2028
Change Frequency	Annually
Min Rate At Change	5.09%
Max Rate At Change	9.09%
Index	1-Year T-Bill
Max Rate	13%

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	4894 EDGEWATER DR, MOUND, MN 55364-2007
Transaction Type	Mortgage
Record Updated	Sep 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4894 EDGEWATER DR, MOUND, MN 55364-2007

Mortgage

Document Number	0A11146517
Date	Sep 15, 2022
Instrument	A11146517

Lender

Name	TRUSTONE FINANCIAL CU
Type	Credit Union
Address	MINNEAPOLIS, MN 55447

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Sep 14, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	4894 EDGEWATER DR, MOUND, MN 55364-2007
Transaction Type	Mortgage
Record Updated	Sep 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A11001167
Date	Aug 11, 2021
Instrument	A11001167

Lender

Name	MID PENN BANK
Type	Bank
Address	HARRISBURG, PA 17110

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	4894 EDGEWATER DR, MOUND, MN 55364-2007
Transaction Type	Mortgage
Record Updated	May 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A10953505
Date	Apr 28, 2021
Instrument	A10953505

Lender

Name	TRUSTONE FINANCIAL CREDIT UNION
Type	Non-Lending Institution
Address	MINNEAPOLIS, MN 55447

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Apr 27, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	4894 EDGEWATER DR, MOUND, MN 55364-2007
Document Number	0010887508
Instrument Date	Dec 4, 2020
Transaction Type	Mortgage
Record Updated	Jan 25, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4894 EDGEWATER DR MOUND MN 553642007, MOUND, MN 55364-2007

Mortgage

Document Number	0010887508
Date	Dec 17, 2020
Instrument	10887508

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 16, 2050

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	4894 EDGEWATER DR, MOUND, MN 55364-2007
Document Number	0010887509
Instrument Date	Dec 4, 2020
Transaction Type	Mortgage
Record Updated	Jan 25, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4894 EDGEWATER DR MOUND MN 553642007, MOUND, MN 55364-2007

Mortgage

Document Number	0010887509
Date	Dec 17, 2020
Instrument	10887509

Lender

Name	TRUSTONE FIN'L FCU
Type	Credit Union
Address	PLYMOUTH, MN 55447

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 16, 2040

July 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HENNEPIN MN
Property Address	4894 EDGEWATER DR, MOUND, MN 55364-2007
Document Number	0010826988
Instrument Date	Jul 30, 2020
Transaction Type	Mortgage
Record Updated	Sep 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4894 EDGEWATER DR MOUND MN 553642007, MOUND, MN 55364-2007

Mortgage

Document Number	0010826988
Date	Aug 19, 2020
Instrument	10826988

Lender

Name	WATERSTONE MTG CORP
Type	Mortgage Company
Address	PEWAUKEE, WI 53072

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 18, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.25%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	4894 EDGEWATER DR, MOUND, MN 55364-2007
Document Number	0010676487
Instrument Date	Jul 8, 2019
Transaction Type	Mortgage
Record Updated	Sep 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4894 EDGEWATER DR MOUND MN 553642007, MOUND, MN 55364-2007

Mortgage

Document Number	0010676487
Date	Jul 12, 2019
Instrument	10676487

Lender

Name	WATERSTONE MTG CORP
Type	Mortgage Company
Address	PEWAUKEE, WI 53072

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 11, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.87%

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	4894 EDGEWATER DR, MOUND, MN 55364-2007
Document Number	0010542660
Instrument Date	Mar 30, 2018
Transaction Type	Mortgage
Record Updated	May 11, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4894 EDGEWATER DR MOUND MN 553642007, MOUND, MN 55364-2007

Mortgage

Document Number	0010542660
Date	Apr 6, 2018
Instrument	10542660

Lender

Name	TRUSTONE FIN'L FCU
Type	Credit Union
Address	PLYMOUTH, MN 55447

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Apr 5, 2028

Interest

Rate Type	Adjustable Rate

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	4894 EDGEWATER DR, MOUND, MN 55364-2007
Document Number	0010503128
Instrument Date	Nov 13, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	TITLENEXUS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4894 EDGEWATER DR MOUND MN 553642007, MOUND, MN 55364-2007

Mortgage

Document Number	0010503128
Date	Nov 20, 2017
Instrument	10503128

Lender

Name	WATERSTONE MTG
Type	Mortgage Company
Address	PEWAUKEE, WI 53072

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 19, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.75%

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Mound City
Unified School District	Westonka Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,654.00 (+42.66%)	$1,223,500 (+15.42%) Land $950,500 Building $273,000	$1,223,500 (+15.42%) Land $950,500 Building $273,000
2023	$11,674.00 Homeowner's exemption
2022		$1,060,000 Land $842,000 Building $218,000	$1,060,000 Land $842,000 Building $218,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Mound serves 9,447 people · EPA ID MN1270038
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Mediacom Xtream Cable	2,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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