4894 Bessie Ave, Saint Louis, MO 63115 Property Records

St. Louis City property record for 4894 Bessie Ave, Saint Louis, MO 63115

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,944 sqft · built 1925
Lot Size	0.123 acres (5,363 sqft)
Owner	Individual Name on Record
Last Sale	$57,000 (Mar 2012)
Tax Bill	$439 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Jul 2022 Mortgage + 2 more
APN	`4390-9-290.000`

Property Details

APN / Parcel Number

Primary APN	`4390-9-290.000`
Alternative APN	`4390-30-0020-0`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,944 sqft Living Area
1st Floor Area	972 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1930
Architectural Style	Traditional
Exterior Material	Brick
Construction Type	Brick
Lot Area	5,363 sqft (0.123 acres)

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	4894 BESSIE AVE
City	SAINT LOUIS
State	MO
Zip	63115-2142
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	C. B. 4390 BS BESSIE 40 FT X 127.87 FT E A GANSS CREST HL ADDN LOTS PTS 1 2 & 3 BND W-45 FT E EL EUCLID AVE
Legal Subdivision	EDW A GANSS CREST HL ADDN
Legal Block	3
Legal Lot Number	1
Jurisdiction	ST LOUIS CITY MO
Township / Civil Division	ST. LOUIS
Census Block Group	3
Census Block	3008
Census Tract	107600

Owner

Source: St. Louis City records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4894 BESSIE AVE, SAINT LOUIS, MO 63115-2142
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jul 11, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Dec 8, 2021	Deed of Trust, Mortgage · FHA Mortgage US BANK FULFILLMENT SERVICES
Aug 30, 2017	Loan Modification, Mortgage · FHA Mortgage US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 26, 2012 · Amount on Record
Deed Sale	Mar 26, 2012 · Amount on Record
Prior Sale	Aug 24, 2010 · Amount on Record
Deed Document Number	2012257
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS CITY MO
Property Address	4894 BESSIE AVE, SAINT LOUIS, MO 63115-2142
Transaction Type	Mortgage
Record Updated	Oct 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4894 BESSIE AVE, SAINT LOUIS, MO 63115-2142

Mortgage

Document Number	0000000035
Date	Oct 6, 2023
Instrument	10062023-0035

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	287 Months
Due	Sep 1, 2047

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS CITY MO
Property Address	4894 BESSIE AVE, SAINT LOUIS, MO 63115-2142
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4894 BESSIE AVE, SAINT LOUIS, MO 63115-2142

Mortgage

Document Number	0000000085
Date	Jul 11, 2022
Instrument	07112022-0085

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	302 Months
Due	Sep 1, 2047

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS CITY MO
Property Address	4894 BESSIE AVE, SAINT LOUIS, MO 63115-2142
Transaction Type	Mortgage
Record Updated	Dec 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4894 BESSIE AVE, SAINT LOUIS, MO 63115-2142

Mortgage

Document Number	0000000269
Date	Dec 8, 2021
Instrument	12082021-0269

Lender

Name	US BANK FULFILLMENT SERVICES
Type	Non-Lending Institution
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	309 Months
Due	Sep 1, 2047

August 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS CITY MO
Property Address	4894 BESSIE AVE, SAINT LOUIS, MO 63115-2142
Document Number	0000040097
Instrument Date	Aug 30, 2017
Transaction Type	Mortgage
Record Updated	Oct 10, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4894 BESSIE AVE ST LOUIS MO 631152142, ST LOUIS, MO 63115-2142

Mortgage

Document Number	0000040097
Date	Oct 4, 2017
Instrument	171004000097

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 3, 2047

Interest

Rate Type	Fixed Rate
Rate	4.5%

Tax Assessment & Valuation

Source: St. Louis City assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	St. Louis City
Unified School District	St. Louis City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$5,020 (-) Land $610 Building $4,410
2025	$439.00 (+6.04%)	$5,020 (+3.51%) Land $610 Building $4,410	$26,432 (+3.55%) Land $3,200 Building $23,232
2023	$414.00 (-1.9%)	$4,850 (+1.68%) Land $610 Building $4,240	$25,527 (+1.68%) Land $3,211 Building $22,316
2022	$422.00	$4,770 Land $610 Building $4,160
2021			$25,105

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST LOUIS CITY PWS serves 304,709 people · EPA ID MO6010715
Water Source	Surface water
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,062 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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