Burke County property record for 4894 Benton Dr, Morganton, NC 28655
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,536 sqft · built 1990 |
| Lot Size | 1.48 acres (64,469 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,400 (2026) |
| Deeds & Mortgages | Sep 2026 Mortgage Jun 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1781825181 |
| Primary APN | 1781825181 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,536 sqft Living Area |
| 1st Floor Area | 1,536 sqft |
| Utility Room | Utility Room |
| Flooring | Tile |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Foundation Type | Stone |
| Roof Material | Metal |
| Lot Area | 64,469 sqft (1.48 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 308 sqft |
| Shed | 1 Shed |
| Shed Area | 400 sqft |
| Canopy | 224 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 4894 BENTON DR |
|---|---|
| City | MORGANTON |
| State | NC |
| Zip | 28655-8755 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | 4894 BENTON DR MORGANTON, NC 28655 |
| Jurisdiction | BURKE NC |
| Township / Civil Division | MORGANTON |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 21302 |
4894 Benton Dr is owned and occupied by two individuals who acquired it in September 2026.
Source: Burke County records, as of October 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4894 BENTON DR, MORGANTON, NC 28655-8755 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 2, 2026 | Quit Claim Deed, Transfer · FHA Mortgage ADVANTAGEFIRST LNDG INC |
| Jun 2, 2021 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 2, 2026 |
| Deed Sale | Sep 2, 2026 |
| Prior Sale | Jun 2, 2021 · Amount on File |
| Deed Document Number | 202626008380 |
| Deed Book / Page | 2895 / 115 |
| Prior Transfer Date | Aug 28, 2026 |
| Prior Transfer Doc | 0026008380 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Sep 2, 2026 |
| Property Address | 4894 BENTON DR, MORGANTON, NC 28655-8755 |
| Document Number | 0026008380 |
| Book / Page | 2895 / 115 |
| Instrument Date | Aug 28, 2026 |
| Instrument | 202626008380 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2026 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4894 BENTON DR, MORGANTON, NC 28655-8755 |
| Document Number | 0000008381, |
|---|---|
| Date | Sep 2, 2026 |
| Instrument | 20268381 |
| Name | ADVANTAGEFIRST LNDG INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Sep 1, 2051 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Jun 2, 2021 |
| Property Address | 4894 BENTON DR, MORGANTON, NC 28655-8755 |
| Document Number | 0025440955 |
| Book / Page | 2544 / 955 |
| Instrument Date | Jun 1, 2021 |
| Instrument | 2021006419 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $386.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4894 BENTON DR, MORGANTON, NC 28655-8755 |
| Document Number | 2021006420 |
|---|---|
| Date | Jun 2, 2021 |
| Instrument | 2021006420 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.15% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jun 1, 2026 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 5.15% |
| Index | 5-Year CMT |
| Max Rate | 9.15% |
The 2026 property tax bill for 4894 Benton Dr was $1,400, up 0.4% from the year before.
Source: Burke County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Unified School District | Burke County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,400.00 (+0.36%) | $198,988 (-) Land $21,407 Building $177,581 | $198,988 (-) Land $21,407 Building $177,581 |
| 2025 | $1,395.00 | $198,988 Land $21,407 Building $177,581 | $198,988 Land $21,407 Building $177,581 |
| 2023 | $1,344.00 | $198,988 Land $21,407 Building $177,581 | $198,988 Land $21,407 Building $177,581 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4894 Benton Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 28, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4894 Benton Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 48% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BRENTWOOD WATER ASSOCIATION private · serves 6,038 people · EPA ID NC0112103 |
|---|---|
| Water Source | Purchased surface water from CITY OF MORGANTON |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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