4892 Midway Rd, Duluth, MN 55811 Property Records

St. Louis County property record for 4892 Midway Rd, Duluth, MN 55811

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 768 sqft · built 1952
Lot Size	0.45 acres (19,602 sqft)
Owner	Individual Name on File
Last Sale	$295,000 (Apr 2025)
Tax Bill	$2,076 (2026)
Deeds & Mortgages	Jun 2022 Mortgage Apr 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`280-0030-00502`

Property Details

APN / Parcel Number

Primary APN	`280-0030-00502`
Alternative APNs	`1131433` `1181346`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	768 sqft Gross Area
1st Floor Area	768 sqft
Basement Area	768 sqft
Finished Basement	768 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Frame
Lot Area	19,602 sqft (0.45 acres)
Garage Area	480 sqft
Deck Area	55 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1181346
Street Address	4892 MIDWAY RD
City	DULUTH
State	MN
Zip	55811-9765
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SMU
Legal Description	S 6 RODS OF N 24 RODS OF W 12 RODS OF NW1/4 OF NW 1/4 SERIAL #
Legal Range	15W
Legal Township	51N
Legal Section	32
Legal Subdivision	CANOSIA TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	CANOSIA
Census Block Group	1
Census Block	1005
Census Tract	10301

Owner

Source: St. Louis County records · APN 280-0030-00502

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4892 MIDWAY RD, DULUTH, MN 55811-9765
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2022	Deed of Trust, Mortgage · Commercial Mortgage NATIONAL BANK OF COMMERCE
Apr 15, 2025	Affidavit of Death of Joint Tenant, Transfer · Conventional Mortgage REGENT FINANCIAL GROUP INC
Jun 08, 2022	Warranty Deed, Transfer RESULTS TITLE
Oct 06, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage US BANK NA
Oct 02, 2018	Deed of Trust, Mortgage · Line of Credit US BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 15, 2025 · Amount on Record
Deed Sale	Apr 15, 2025 · Amount on Record
Prior Sale	Jun 08, 2022 · Amount on Record
Deed Document Number	20251508440
Prior Transfer Date	Sep 24, 2021
Prior Transfer Doc	0001426421
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4892 MIDWAY RD, DULUTH, MN 55811-9765
Transaction Type	Mortgage
Record Updated	Oct 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1720 CLOVER VALLEY DR, DULUTH, MN 55804-9600

Mortgage

Document Number	0001446156
Date	Jun 27, 2022
Instrument	1446156

Lender

Name	NATIONAL BANK OF COMMERCE
Type	Bank
Address	SUPERIOR, WI 54880

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

April 2025: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ST LOUIS MN
Recording Date	Apr 15, 2025
Property Address	4892 MIDWAY RD, DULUTH, MN 55811-9765
Document Number	0001508440
Instrument Date	Apr 11, 2025
Instrument	1508440
Transaction Type	Transfer
Record Updated	Oct 21, 2025
Title Company	PIONEER TITLE TWIN PORTS

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4892 MIDWAY RD, DULUTH, MN 55811-9765

Mortgage

Document Number	0001508441
Date	Apr 15, 2025
Instrument	1508441

Lender

Name	REGENT FINANCIAL GROUP INC
Type	Mortgage Company
Address	OMAHA, NE 68124

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2055

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 08, 2022
Property Address	4892 MIDWAY RD, DULUTH, MN 55811-9765
Document Number	0001444772
Instrument Date	May 24, 2022
Instrument	1444772
Transaction Type	Transfer
Record Updated	Oct 21, 2025
Title Company	RESULTS TITLE

Transaction

Amount	Amount Recorded
Tax	$808.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4527 E BAY VIEW LN, DULUTH, MN 55803-9360

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MN
Recording Date	Oct 06, 2021
Property Address	4892 MIDWAY RD, DULUTH, MN 55811-9765
Document Number	0001426421
Instrument Date	Sep 24, 2021
Instrument	1426421
Transaction Type	Transfer
Record Updated	Oct 21, 2025
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4892 MIDWAY RD, DULUTH, MN 55811-9765

Mortgage

Document Number	0001426422
Date	Oct 06, 2021
Instrument	1426422

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 01, 2036

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4892 MIDWAY RD, DULUTH, MN 55811-9765
Document Number	00A1345807
Instrument Date	Oct 02, 2018
Transaction Type	Mortgage
Record Updated	Dec 18, 2018
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4892 MIDWAY RD DULUTH MN 558119765, DULUTH, MN 55811-9765

Mortgage

Document Number	00A1345807
Date	Dec 03, 2018
Instrument	A1345807

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 02, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Canosia Township
Unified School District	Proctor Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,076.00 (+5.81%)
2025	$1,962.00 (-3.54%)	$213,000 (+7.04%) Land $39,500 Building $173,500	$213,000 (+7.04%) Land $39,500 Building $173,500
2024	$2,034.00	$199,000 (+39.94%) Land $38,600 Building $160,400	$199,000 (+39.94%) Land $38,600 Building $160,400
2022		$142,200 Land $34,400 Building $107,800	$142,200 Land $34,400 Building $107,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), as of March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Midcontinent Communications Cable	250 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 60 locations within half a mile of this property.

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