Santa Rosa County property record for 4892 James Hendricks Rd, Jay, FL 32565 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1999 |
| Square Footage | 4,172 sqft Living Area |
| Lot Size | 73,616 sqft (1.69 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $570,000 (2024) |
| Tax Bill | $2,605.00 (2024) |
| Primary APN | 37-6N-29-0000-00401-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 4,172 sqft Living Area |
| Gross Area | 5,650 sqft Gross Area |
| 1st Floor | 3,392 sqft 1st Floor |
| Upper Floors | 780 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Brick Exterior |
| Construction Type | Wood Construction |
| Foundation Type | No Foundation Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Wood Shingle Roof |
| Lot Area | 73,616 sqft (1.69 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Carport Garage |
| Garage Area | 576 sqft Garage |
| Carport | Carport |
| Carport Area | 576 sqft Carport |
| Total Buildings | 2 Total Buildings |
| Porch Area | 902 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 4892 JAMES HENDRICKS RD |
|---|---|
| City | JAY |
| State | FL |
| Zip | 32565-3020 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | **DESCRIPTION UPDATE FOR 2024** COM AT SE SEC CORN THN W ON S SEC LN 1675.66 FT THN N0*5816 E 1378.88 FT & N R/W OF JAMES HENDRICKS RD & POB THN N0*58 16E 294.10 FT THN S89*3510E 320.06 FT THN S1*2029W 149. 92 FT THN N89*2658W 150.73 FT THN S1*2427W |
| Legal Range | 29W |
| Legal Township | 6N |
| Legal Section | 37 |
| Jurisdiction | SANTA ROSA FL |
| Minor Civil Division | JAY |
| Census Blockgroup | 3 |
| Census Block | 3012 |
| Census Tract | 10100 |
Source: Santa Rosa County records · APN 37-6N-29-0000-00401-0000
Assessment roll updated December 8, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4892 JAMES HENDRICKS RD, JAY, FL 32565-3020 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 29, 2025 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Aug 10, 2022 | Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 27, 2024 · Amount on Record |
| Deed Sale | Mar 27, 2024 · Amount on Record |
| Prior Sale | Oct 16, 2014 · Amount on Record |
| Deed Doc Number | 202413310 |
| Deed Book / Page | 4487 / 335 |
| Prior Transfer Date | Jun 12, 2009 |
| Prior Transfer Doc | 0029091338 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 4892 JAMES HENDRICKS RD, JAY, FL 32565-3020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4892 JAMES HENDRICKS RD, JAY, FL 32565-3020 |
| Document Number | 0046621978 |
|---|---|
| Date | Sep 29, 2025 |
| Book Page | 4662/1978 |
| Instrument | 202545451 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Oct 14, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 4892 JAMES HENDRICKS RD, JAY, FL 32565-3020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 09, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4892 JAMES HENDRICKS RD, JAY, FL 32565-3020 |
| Document Number | 0043141527 |
|---|---|
| Date | Aug 10, 2022 |
| Book Page | 4314/1527 |
| Instrument | 202246705 |
| Name | COASTAL COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | BURLINGAME, CA 94010 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $406,542 (+70.42%) Land $12,675 Building $393,867 | $406,542 (+8.32%) Land $12,675 Building $393,867 | |
| 2024 | $2,605.00 (+6.67%) Homeowner's exemption Disabled Person's exemption | $238,548 (+3.43%) | $375,319 (+7.37%) Land $12,675 Building $362,644 |
| 2023 | $2,442.00 (+2.3%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $230,629 (+3%) | $349,560 (+2.27%) Land $12,675 Building $336,885 |
| 2022 | $2,387.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $223,912 | $341,803 Land $6,760 Building $335,043 |
Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Moderate above 53% of the US · above 24% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 926 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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