4892 Duncan Rd, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 4892 Duncan Rd, Punta Gorda, FL 33982

Property Summary

Property TypeMobile Home
Details1 ba · 1,456 sqft · built 1999
Lot Size0.175 acres (7,650 sqft)
OwnerIndividual Name on Record
Last Sale$45,000 (Sep 2021)
Tax Bill$530 (2025)
Deeds & MortgagesSep 2021 Sale
Oct 2018 Sale
Flood ZoneZone X (moderate risk)
APN40-23-26-455-009

Property Details

APN / Parcel Number

Primary APN40-23-26-455-009
Alternative APNs
  • 0090407-000000-0
  • 10004623174

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,456 sqft Living Area
FlooringVinyl/Resilient

Exterior

Year BuiltBuilt 1999
Architectural StyleMobile Home
Exterior MaterialComposition/Composite
Construction TypeManufactured
Roof MaterialComposition Shingle
Lot Area7,650 sqft (0.175 acres)
Lot Dimensions102 ft deep x 75 ft wide
Garage TypeCarport
CarportCarport
PorchPorch
Porch Area320 sqft
Patio Area400 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number10004623174
Old Parcel Number00904070000000
Street Address4892 DUNCAN RD
CityPUNTA GORDA
StateFL
Zip33982-1641
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeMHC
Legal DescriptionPIA 000 000A 0006 PINE ACRES BLK A LT 6 LESS N/LY 48.9 FT PARALLEL TO U S 17 RP822223-24 E602/35 768/1655 1138/2
Legal Range23E
Legal Township40S
Legal Section26
Legal SubdivisionPINE ACRES
Legal BlockA
Legal Lot Number6
JurisdictionCHARLOTTE FL
Township / Civil DivisionPUNTA GORDA
Census Block Group4
Census Block4029
Census Tract10200

Owner

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4892 DUNCAN RD, PUNTA GORDA, FL 33982-1641
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 20, 2021Warranty Deed, Transfer
NORTH AMERICAN TITLE COMPANY
Oct 12, 2018Warranty Deed, Transfer
LYONS TITLE AND TRUST

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 20, 2021 · Amount on Record
Deed SaleSep 20, 2021 · Amount on Record
Prior SaleOct 12, 2018 · Amount on Record
Deed Document Number2999414
Deed Book / Page4844 / 118
Record UpdatedJun 8, 2026

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateSep 20, 2021
Property Address4892 DUNCAN RD, PUNTA GORDA, FL 33982-1641
Document Number0048440118
Book / Page4844 / 118
Map ReferenceMB 7 PG 6
Instrument DateSep 16, 2021
Instrument2999414
Transaction TypeTransfer
Record UpdatedOct 8, 2021
Title CompanyNORTH AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$315.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address341 DETROIT ST, 341, TRENTON, MI 48183-1212

Transferred To (Grantee/Buyer)

NameVerified Name
Address4900 DUNCAN RD, PUNTA GORDA, FL 33982-1641

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateOct 12, 2018
Property Address4892 DUNCAN RD, PUNTA GORDA, FL 33982-1641
Document Number0043680278
Book / Page004368 / 000278
Instrument DateOct 11, 2018
Instrument2653129
Transaction TypeTransfer
Record UpdatedOct 26, 2018
Title CompanyLYONS TITLE AND TRUST

Transaction

AmountAmount Recorded
Tax$434.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4892 DUNCAN RD PUNTA GORDA FL 339821641, PUNTA GORDA, FL 33982-1641

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$530.00 (-63.87%) Homeowner's exemption$74,369 (-24.27%)$74,780 (-10.67%) Land $13,860 Building $60,920
2023$1,467.00 (-36.88%) Homeowner's exemption$98,197 (-14.25%)$83,714 (-26.9%) Land $14,490 Building $69,224
2022$2,324.00$114,514 Land $9,639 Building $104,875$114,514 Land $9,639 Building $104,875

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 39 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies69 units insured
incl. 30 condo units
Nearby Flood Claims6 (2010–2022)
Claims Outside the SFHA6 of 6
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PUNTA GORDA
serves 36,302 people · EPA ID FL6080051
Water SourceSurface water
Last State InspectionDec 2023
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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