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4891 Marblehead Bay Dr, Oceanside, CA 92057 Property Records

San Diego County property record for 4891 Marblehead Bay Dr, Oceanside, CA 92057

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,423 sqft · built 1996
Lot Size0.317 acres (13,803 sqft)
Owner2 Individual Names on File
Last Sale$207,000 (Feb 1996)
Tax Bill$3,980 (2025)
Deeds & MortgagesApr 2020 Line of Credit
Sep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN122-384-05-00

Property Details

APN / Parcel Number

Primary APN122-384-05-00

Interior

Bedrooms5 Beds
Full Baths3 Baths
Building Area2,423 sqft Living Area

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Lot Area13,803 sqft (0.317 acres)
Garage TypeCarport
CarportCarport
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address4891 MARBLEHEAD BAY DR
CityOCEANSIDE
StateCA
Zip92057-3411
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionLOT 669 TR 012385
Legal SubdivisionWHELAN RANCH
Legal Tract012385
Legal Block1
Legal Lot Number669
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1003
Census Tract18617

Owner

Source: San Diego County records · APN 122-384-05-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4891 MARBLEHEAD BAY DR, OCEANSIDE, CA 92057-3411
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Apr 28, 2020Deed of Trust, Mortgage · Line of Credit
WELLS FARGO BANK NA
Sep 25, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 15, 1996 · Amount on Record
Deed SaleFeb 15, 1996 · Amount on Record
Deed Document Number199677151
Last Transfer DateOct 07, 2010
Transfer Doc0000553101
Record UpdatedSep 20, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4891 MARBLEHEAD BAY DR, OCEANSIDE, CA 92057-3411
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000214860
DateApr 28, 2020
Instrument2020-0214860
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueMay 18, 2050

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4891 MARBLEHEAD BAY DR, OCEANSIDE, CA 92057-3411
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4891 MARBLEHEAD BAY DR, OCEANSIDE, CA 92057-3411

Mortgage

Document Number0000572137
DateSep 25, 2020
Instrument2020-0572137
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2050

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$354,879 (+2%) Land $93,179 Building $261,700
2025$3,980.00 (+5.24%) Homeowner's exemption$347,921 (+4.04%) Land $91,352 Building $256,569
2023$3,782.00 (+1.58%) Homeowner's exemption$334,412 Land $87,805 Building $246,607
2022$3,723.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AH, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskModerate
above 62% of the US · lower than 62% of California
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
San Diego Broadband
Fixed Wireless		500 / 100
Verizon
Fixed Wireless		300 / 20
AT&T
DSL		100 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 447 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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