4890 Whispering Pine Way, Naples, FL 34103 Property Records

Collier County property record for 4890 Whispering Pine Way, Naples, FL 34103

Property Summary

Property Type	Single Family Home
Details	2,777 sqft · built 1980
Lot Size	0.27 acres (11,761 sqft)
Owner	Company Name on Record
Last Sale	$2,300,000 (Mar 2026)
Tax Bill	$6,880 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Mar 2026 Sale + 1 more
Flood Zone	Zone X (moderate risk)
APN	`112900 32 504A16`

Property Details

APN / Parcel Number

Primary APN	`112900 32 504A16`
Alternative APN	`16057760002`

Interior

Stories	1 Story
Building Area	2,777 sqft Living Area
1st Floor Area	2,777 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Construction Type	Masonry / Concrete Block
Lot Area	11,761 sqft (0.27 acres)
Garage Type	Carport
Garage Area	168 sqft
Carport	Carport
Carport Area	168 sqft
Pool Area	420 sqft
Deck Area	288 sqft

Location & Zoning

Street Address	4890 WHISPERING PINE WAY
City	NAPLES
State	FL
Zip	34103-2408
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NAPLES
Legal Description	PARK SHORE UNIT 4 BLK 32 LOT 50
Legal Range	25
Legal Township	49
Legal Section	16
Legal Subdivision	PARK SHORE UNIT 4
Legal Tract	112900
Legal Block	32
Legal Lot Number	50
Legal Unit	4
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	3
Census Block	3011
Census Tract	301

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3084 TAMIAMI TRL N, NAPLES, FL 34103-2754
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage COMMERCE BANK
Mar 20, 2026	Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION
Oct 13, 2025	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 20, 2026 · Amount on Record
Deed Sale	Mar 20, 2026 · Amount on Record
Prior Sale	Oct 13, 2025 · Amount on Record
Deed Document Number	20266799943
Deed Book / Page	6565 / 3866
Prior Transfer Date	Jan 22, 1999
Prior Transfer Doc	2506002716
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Recording Date	Jun 1, 2026
Property Address	4890 WHISPERING PINE WAY, NAPLES, FL 34103-2408
Document Number	0006831271
Book / Page	6592 / 3261
Instrument Date	May 28, 2026
Instrument	20266831271
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	3084 TAMIAMI TRL N, NAPLES, FL 34103-2754

Mortgage

Document Number	0006831271,
Date	Jun 1, 2026
Book Page	6592/3261
Instrument	20266831271

Lender

Name	COMMERCE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.3%
Max Rate	-1%

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Mar 20, 2026
Property Address	4890 WHISPERING PINE WAY, NAPLES, FL 34103-2408
Document Number	0065653866
Book / Page	6565 / 3866
Map Reference	MB 10 PG 101-103
Instrument Date	Mar 20, 2026
Instrument	6799943
Transaction Type	Transfer
Record Updated	Mar 31, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Tax	$16,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	588 WHISPERING PINE LN, NAPLES, FL 34103-2422

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3084 TAMIAMI TRL N, NAPLES, FL 34103-2754

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Oct 13, 2025
Property Address	4890 WHISPERING PINE WAY, NAPLES, FL 34103-2408
Document Number	0065160919
Book / Page	6516 / 919
Map Reference	MB 10 PG 101
Instrument Date	Oct 10, 2025
Instrument	6740357
Transaction Type	Transfer
Record Updated	Oct 24, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$13,300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1110 PINE RIDGE RD STE 300, 300, NAPLES, FL 34108-8928

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	588 WHISPERING PINE LN, NAPLES, FL 34103-2422

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Municipality	Naples City
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,743,659 (+118.29%) Land $1,569,263 Building $174,396	$1,743,659 (+4.25%) Land $1,569,263 Building $174,396
2025	$6,880.00 (+2.26%) Homeowner's exemption	$798,792 (+2.9%)	$1,672,615 (-12.51%) Land $1,521,000 Building $151,615
2024	$6,728.00 (+1.66%) Homeowner's exemption	$776,280 (+3%)	$1,911,752 (+0.4%) Land $1,638,000 Building $273,752
2023	$6,618.00 (-2.62%) Homeowner's exemption	$753,670 (+3%)	$1,904,117 (+25.2%) Land $1,836,900 Building $67,217
2022	$6,796.00 Homeowner's exemption	$731,718	$1,520,884 Land $1,240,785 Building $280,099

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 199 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	245 units insured incl. 46 condo units
Nearby Flood Claims	235 (1985–2024)
Claims Outside the SFHA	11 of 235
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 113 claims Hurricane Ian, Sep 2022 · 71 claims Hurricane Irma, Sep 2017 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Hotwire Communications, Summit Broadband.

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