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4890 Spectrum Ct, Oceanside, CA 92057 Property Records

San Diego County property record for 4890 Spectrum Ct, Oceanside, CA 92057 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1992
Square Footage1,912 sqft Living Area
Lot Size5,153 sqft (0.118 acres)
OccupancyOwner Occupied
Last Sale$525,000 (2017)
Tax Bill$6,708.00 (2025)

Property Details

APN / Parcel Number

Primary APN161-732-01-00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area1,912 sqft Living Area

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Lot Area5,153 sqft (0.118 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address4890 SPECTRUM CT
CityOCEANSIDE
StateCA
Zip92057-7907
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 73 TR 012700
Legal SubdivisionRANCHO DEL ORO INDUST PARK
Legal Tract012700
Legal Block2
Legal Lot Number73
JurisdictionSAN DIEGO CA
Minor Civil DivisionOCEANSIDE-ESCONDIDO
Census Blockgroup2
Census Block2002
Census Tract18525

Owner

Source: San Diego County records · APN 161-732-01-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4890 SPECTRUM CT, OCEANSIDE, CA 92057-7907
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Aug 25, 2020Deed of Trust, Mortgage · Veterans Administration Mortgage
LAKEVIEW LOAN SERVICING LLC
Sep 26, 2017Grant Deed, Transfer · Veterans Administration Mortgage
MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 26, 2017 · Amount on Record
Deed SaleSep 26, 2017 · Amount on Record
Prior SaleJul 09, 1991 · Amount on Record
Deed Doc Number2017441525
Record RefreshedSep 20, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4890 SPECTRUM CT, OCEANSIDE, CA 92057-7907
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address4890 SPECTRUM CT, OCEANSIDE, CA 92057-7907

Mortgage

Document Number0000481961
DateAug 25, 2020
Instrument2020-0481961
Lender
NameLAKEVIEW LOAN SERVICING LLC
TypeMortgage Company
AddressMIAMI, FL 33146
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2050

September 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateSep 26, 2017
Property Address4890 SPECTRUM CT, OCEANSIDE, CA 92057-7907
Document Number0000441525
Map ReferenceMAP12700
Instrument DateSep 07, 2017
Instrument2017-0441525
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address4890 SPECTRUM CT, OCEANSIDE, CA 92057-7907

Mortgage

Document Number0000441526
DateSep 26, 2017
Instrument2017-0441526
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2047
Interest
Rate TypeAdjustable Rate
Rate3%
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change DateJan 01, 2023
Change FrequencyAnnually
Min Rate At Change2%
Max Rate At Change4%
Index1-Year CMT
Margin2
Max Rate5%

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$609,302 (+2%) Land $165,557 Building $443,745
2025$6,708.00 (+8.72%) Homeowner's exemption$597,356 (+4.04%) Land $162,311 Building $435,045
2023$6,170.00 (+0.28%) Homeowner's exemption$574,161 Land $156,009 Building $418,152
2022$6,153.00

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