Gwinnett County property record for 4890 Settles Point Rd, Suwanee, GA 30024
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,272 sqft · built 1991 |
| Lot Size | 0.71 acres (30,927 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $177,900 (Aug 2008) |
| Tax Bill | $5,507 (2025) |
| Deeds & Mortgages | Mar 2023 Second Mortgage Aug 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 7-277-072 |
| Primary APN | 7-277-072 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,272 sqft Living Area |
| Gross Area | 2,672 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 30,927 sqft (0.71 acres) |
| View / Lot | Primary |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 244 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 4890 SETTLES POINT RD |
|---|---|
| City | SUWANEE |
| State | GA |
| Zip | 30024-1991 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R100 |
| Legal Description | L33 BA SETTLES BRIDGE 1 |
| Legal Subdivision | SETTLES BRIDGE 1 |
| Legal Block | A |
| Legal Lot Number | 33 |
| Jurisdiction | GWINNETT GA |
| Township / Civil Division | SUWANEE-DULUTH |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 50242 |
4890 Settles Point Rd is owned and occupied by two individuals who bought it in August 2008.
Source: Gwinnett County records, as of November 17, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4890 SETTLES POINT RD, SUWANEE, GA 30024-1991 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 10, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DELTA COMMUNITY CREDIT UNION |
| Aug 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ATLANTA MTG LNDG |
| Dec 10, 2018 | Deed of Trust, Mortgage · Conventional Mortgage ATLANTA MTG LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 7, 2008 · Amount on File |
| Deed Sale | Aug 7, 2008 · Amount on File |
| Prior Sale | Aug 7, 2008 |
| Deed Book / Page | 49015 / 310 |
| Prior Transfer Date | Jul 30, 2008 |
| Prior Transfer Doc | 0490150310 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GWINNETT GA |
| Property Address | 4890 SETTLES POINT RD, SUWANEE, GA 30024-1991 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4890 SETTLES POINT RD, SUWANEE, GA 30024-1991 |
| Document Number | 0604760577 |
|---|---|
| Date | Mar 10, 2023 |
| Book Page | 0000060476/0000000577 |
| Name | DELTA COMMUNITY CREDIT UNION |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GWINNETT GA |
| Property Address | 4890 SETTLES POINT RD, SUWANEE, GA 30024-1991 |
| Document Number | 0578020477 |
| Instrument Date | Aug 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 4890 SETTLES POINT RD SUWANEE GA 300241991, SUWANEE, GA 30024-1991 |
| Document Number | 0578020477 |
|---|---|
| Date | Aug 28, 2020 |
| Book Page | 057802/000477 |
| Name | ATLANTA MTG LNDG |
|---|---|
| Type | Mortgage Company |
| Address | BUFORD, GA 30518 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 27, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GWINNETT GA |
| Property Address | 4890 SETTLES POINT RD, SUWANEE, GA 30024-1991 |
| Document Number | 0563160138 |
| Instrument Date | Dec 10, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 14, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4890 SETTLES POINT RD SUWANEE GA 300241991, SUWANEE, GA 30024-1991 |
| Document Number | 0563160138 |
|---|---|
| Date | Dec 18, 2018 |
| Book Page | 056316/000138 |
| Name | ATLANTA MTG LNDG |
|---|---|
| Type | Mortgage Company |
| Address | BUFORD, GA 30518 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 17, 2048 |
The 2025 property tax bill for 4890 Settles Point Rd was $5,507.
Source: Gwinnett County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Gwinnett County |
| Municipality | Suwanee City |
| Unified School District | Gwinnett County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,507.00 | $174,280 Land $38,000 Building $136,280 | $435,700 Land $95,000 Building $340,700 |
| 2023 | $5,644.00 | $175,840 Land $40,800 Building $135,040 | |
| 2022 | $439,600 Land $102,000 Building $337,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4890 Settles Point Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4890 Settles Point Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 91% of Georgia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GWINNETT CO. DEPT. OF WATER RESOURCES serves 975,000 people · EPA ID GA1350004 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
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