Louisa County property record for 4890 Paynes Mill Rd, Bumpass, VA 23024
| Property Type | Mobile Home |
|---|---|
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $437 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 92 26 |
| Primary APN | 92 26 |
|---|---|
| Alternative APNs |
|
| Architectural Style | Mobile Home |
|---|---|
| Lot Area | 87,120 sqft (2 acres) |
| Porch | Porch |
|---|---|
| Porch Area | 72 sqft |
| Deck Area | 160 sqft |
| Shed | 1 Shed |
| Sewer | Septic |
|---|---|
| Water Source | Well |
| Account Number | 7139 |
|---|---|
| Street Address | 4890 PAYNES MILL RD |
| City | BUMPASS |
| State | VA |
| Zip | 23024-3239 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | A2 |
| Legal Description | JACKSON RT 601 DB 1460/681 2.002AC |
| Legal Subdivision | BOWLERS MILL LAKE ESTATES SUBDIVISION |
| Jurisdiction | LOUISA VA |
| Township / Civil Division | JACKSON |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 950500 |
Source: Louisa County records, as of September 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 504, MINERAL, VA 23117-0504 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUISA VA |
| Property Address | 4890 PAYNES MILL RD, BUMPASS, VA 23024-3239 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2026 |
| Title Company | AMERICAN TITLE AND TRUST LLC, AMELIA TITLE & SETMNT LLC |
| Name | Verified Name |
|---|
| Document Number | 001739/898 |
|---|---|
| Date | Feb 25, 2021 |
| Book Page | 1739/898 |
| Instrument | 202100002042 |
| Name | ALCOVA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ROANOKE, VA 24011 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
Source: Louisa County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Louisa County |
| Unified School District | Louisa County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $71,084 (+17.11%) Land $55,700 Building $15,384 | $71,084 (+17.11%) Land $55,700 Building $15,384 | |
| 2025 | $437.00 (+9.52%) | $60,700 (+17.64%) Land $45,300 Building $15,400 | $60,700 (+17.64%) Land $45,300 Building $15,400 |
| 2024 | $399.00 (+26.67%) | ||
| 2023 | $51,600 Land $36,200 Building $15,400 | ||
| 2022 | $315.00 | $51,600 Land $36,200 Building $15,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Firefly Fiber Broadband Fiber | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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