4890 Gaskill Rd, Owego, NY 13827 Property Records

Tioga County and Owego Town property record for 4890 Gaskill Rd, Owego, NY 13827

Property Summary

Property TypeRural Home
Details5 bd · 1 ba · 2,184 sqft · built 1900
Lot Size125 acres (5,458,068 sqft)
OwnerIndividual Name on Record
Tax Bill$11,342 (2025)
Deeds & MortgagesJul 2019 Refinance
Apr 2018 Sale
Flood ZoneZone X (minimal risk)
APN493089 119.00-2-54.1

Property Details

APN / Parcel Number

Primary APN493089 119.00-2-54.1
Alternative APNs
  • 49308911900000020540000000
  • 00000011964

Interior

Bedrooms5 Beds
Full Baths1 Bath
Stories1 Story
Building Area2,184 sqft Living Area
1st Floor Area1,248 sqft
Upper Floors Area936 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleTraditional
Exterior MaterialWood
Lot Area5,458,068 sqft (125 acres)
Lot Dimensions1,960 ft deep x 1,627 ft wide
Garage TypeAttached
Garage Area352 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area2,468 sqft
Shed1 Shed
Canopy3,570 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Account Number00000011964
Street Address4890 GASKILL RD
CityOWEGO
StateNY
Zip13827-5530
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeZONE
Legal Block2
Legal Lot Number54.001
JurisdictionTIOGA NY
Township / Civil DivisionOWEGO
Census Block Group3
Census Block3002
Census Tract20300

Owner

Source: Tioga County and Owego Town records, as of May 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4890 GASKILL RD, OWEGO, NY 13827-5530
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 30, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
CELTIC BANK CORPORATION
Apr 3, 2018Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateAug 1, 2015
Transfer Doc1500003594
Record UpdatedJun 8, 2026

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTIOGA NY
Property Address4890 GASKILL RD, OWEGO, NY 13827-5530
Transaction TypeMortgage
Record UpdatedMar 21, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number19000002932
DateJul 30, 2019
Instrument190-00002932
Lender
NameCELTIC BANK CORPORATION
TypeLending Institution
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTIOGA NY
Recording DateApr 3, 2018
Property Address4890 GASKILL RD, OWEGO, NY 13827-5530
Document Number18000001361
Instrument DateMar 31, 2018
Instrument180-00001361
Transaction TypeTransfer
Record UpdatedMar 21, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4890 GASKILL RD, OWEGO, NY 13827-5530

Tax Assessment & Valuation

Source: Tioga County and Owego Town assessment roll, as of May 15, 2026

Property Jurisdictions

TypeName
StateNew York
CountyTioga County
County SubdivisionOwego Town
Unified School DistrictOwego-Apalachin Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,342.00 (+188.09%)$223,200 (-) Land $100,500 Building $122,700$427,177 (+3.35%) Land $192,344 Building $234,833
2023$223,200 Land $100,500 Building $122,700$413,333 Land $186,111 Building $227,222
2019$3,937.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 24 policies
Nearby Flood Policies24 in force
Nearby Flood Claims52 (1979–2011)
Claims Outside the SFHA8 of 52
Most Recent ClaimSep 2011 · Remnants Of Tropical Storm Lee
Claims by Event
  • Remnants Of Tropical Storm Lee, Sep 2011 · 29 claims
  • Severe Storms And Flooding, Jun 2006 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Gaskill Rd

Nearby Streets

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