4890 E Indian Dr, Flagstaff, AZ 86004 Property Records

Coconino County property record for 4890 E Indian Dr, Flagstaff, AZ 86004

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,840 sqft · built 1977
Lot Size	0.161 acres (7,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$512,000 (Dec 2021)
Tax Bill	$1,954 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`113-51-028`

Property Details

APN / Parcel Number

Primary APN	`113-51-028`
Alternative APN	`R0043206`

Interior

Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,840 sqft Living Area
1st Floor Area	960 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Multi-Level
Exterior Material	Wood
Roof Material	Asphalt
Lot Area	7,000 sqft (0.161 acres)

Exterior Amenities

Porch	Slab
Porch Area	292 sqft
Deck Area	Deck Area
Patio Area	48 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0043206
Street Address	4890 E INDIAN DR
City	FLAGSTAFF
State	AZ
Zip	86004-2718
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: SMOKE RISE VALLEY UNIT 02 LOT: 167 SIXTEENTH: NE QUARTER: NW SECTION: 05 TOWNSHIP: 21N RANGE: 08E
Legal Subdivision	SMOKE RISE VALLEY UNIT 02
Legal Lot Number	167
Jurisdiction	COCONINO AZ
Township / Civil Division	FLAGSTAFF
Census Block Group	1
Census Block	1014
Census Tract	500

Owner

Source: Coconino County records, as of March 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4890 E INDIAN DR, FLAGSTAFF, AZ 86004-2718
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2024	Warranty Deed, Transfer · Conventional Mortgage ONEAZ CU
Oct 15, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Dec 15, 2021	Warranty Deed, Transfer LAWYERS TITLE/KANSAS INC, LAWYERS TITLE OF ARIZONA INC
Jul 1, 2020	Warranty Deed, Transfer · VA Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2021 · Amount on Record
Deed Sale	Dec 15, 2021 · Amount on Record
Prior Sale	Jul 1, 2020 · Amount on Record
Deed Document Number	20213937537
Prior Transfer Date	Oct 19, 2015
Prior Transfer Doc	0003736429
Record Updated	Jun 8, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COCONINO AZ
Recording Date	Feb 2, 2024
Property Address	4890 E INDIAN DR, FLAGSTAFF, AZ 86004-2718
Document Number	0003989241
Map Reference	CASE 3 MAP 68
Instrument Date	Jan 2, 2024
Instrument	3989241
Transaction Type	Transfer
Record Updated	Apr 10, 2024
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4890 E INDIAN DR, FLAGSTAFF, AZ 86004-2718

Mortgage

Document Number	0003989242
Date	Feb 2, 2024
Instrument	3989242

Lender

Name	ONEAZ CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2031
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11%
Margin	3
Max Rate	11%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COCONINO AZ
Property Address	4890 E INDIAN DR, FLAGSTAFF, AZ 86004-2718
Transaction Type	Mortgage
Record Updated	Dec 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4890 E INDIAN DR, FLAGSTAFF, AZ 86004-2718

Mortgage

Document Number	0003931592
Date	Oct 15, 2021
Instrument	3931592

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COCONINO AZ
Recording Date	Dec 15, 2021
Property Address	4890 E INDIAN DR, FLAGSTAFF, AZ 86004-2718
Document Number	0003937537
Map Reference	CASE 3 MAP 68
Instrument Date	Dec 9, 2021
Instrument	3937537
Transaction Type	Transfer
Record Updated	Feb 16, 2022
Title Company	LAWYERS TITLE/KANSAS INC, LAWYERS TITLE OF ARIZONA INC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4890 E INDIAN DR, 4890, FLAGSTAFF, AZ 86004-2718

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103209 HEATHER DR, KENNEWICK, WA 99338-7583

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COCONINO AZ
Recording Date	Jul 1, 2020
Property Address	4890 E INDIAN DR, FLAGSTAFF, AZ 86004-2718
Document Number	0003877867
Map Reference	CASE 3 MAP 68
Instrument Date	Jun 29, 2020
Instrument	3877867
Transaction Type	Transfer
Record Updated	Oct 28, 2021
Title Company	EMPIRE WEST TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4830 EINDIAN DRIVE, 4830, FLAGSTAFF, AZ 86004

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4890 E INDIAN DR, FLAGSTAFF, AZ 86004-2718

Mortgage

Document Number	0003877868
Date	Jul 1, 2020
Instrument	3877868

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Coconino County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Coconino County
Municipality	Flagstaff City
Unified School District	Flagstaff Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$46,546 (+3.01%) Land $11,302 Building $35,244
2025	$1,954.00 (-12.92%)	$45,188 (-2.85%)	$451,877 (-2.85%) Land $113,017 Building $338,860
2024		$46,512 Land $11,302 Building $35,210
2023	$2,244.00		$465,112 Land $113,017 Building $352,095

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 65% of Arizona
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLAGSTAFF serves 79,796 people · EPA ID AZ0403008
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
CenturyLink DSL	140 / 20

May also be available: Bluespan Wireless.

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