489 Walker Rd, Kelso, WA 98626 Property Records

Cowlitz County property record for 489 Walker Rd, Kelso, WA 98626

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,432 sqft · built 2014
Lot Size	6 acres (261,360 sqft)
Owner	2 Individual Names on Record
Last Sale	$40,000 (Jul 2014)
Tax Bill	$6,174 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Aug 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`WD0503024`

Property Details

APN / Parcel Number

Primary APN	`WD0503024`
Alternative APNs	`R006640` `3006640`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,432 sqft Living Area
Gross Area	3,072 sqft
1st Floor Area	1,016 sqft
2nd Floor Area	1,416 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Multi-Level
Exterior Material	Wood Shingle
Roof Material	Composition Shingle
Lot Area	261,360 sqft
Garage Type	Attached
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	3006640
Street Address	489 WALKER RD
City	KELSO
State	WA
Zip	98626-9001
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FR0
Legal Description	5 -7N -1W T-3K,13L AKA ROS 3/147 TR 79.
Legal Range	01W
Legal Township	07N
Legal Section	05
Legal Subdivision	SURVEY
Legal Tract	79
Jurisdiction	COWLITZ WA
Township / Civil Division	ROSE VALLEY
Census Block Group	5
Census Block	5000
Census Tract	1700

Owner

Source: Cowlitz County records, as of June 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	489 WALKER RD, KELSO, WA 98626-9001
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2026	Deed of Trust, Mortgage · Line of Credit BOEING EMPLOYEES CREDIT UNION
Aug 8, 2023	Deed of Trust, Mortgage · Line of Credit BOEING EMPLOYEES CU
Nov 18, 2021	Deed of Trust, Mortgage · Line of Credit BOEING EMPLOYEES CU
Sep 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage STRONG HOME MORTGAGE LLC
Nov 10, 2020	Deed of Trust, Mortgage · Line of Credit BOEING EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2014 · Amount on Record
Deed Sale	Jul 30, 2014 · Amount on Record
Prior Sale	Feb 12, 2013 · Amount on Record
Deed Document Number	20143505534
Prior Transfer Date	Jan 30, 2013
Prior Transfer Doc	0003473439
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COWLITZ WA
Recording Date	Jun 9, 2026
Property Address	489 WALKER RD, KELSO, WA 98626-9001
Document Number	0003791184
Instrument Date	May 29, 2026
Instrument	20263791184
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	489 WALKER RD, KELSO, WA 98626-9001
Investor	Possibly a Property Investor

Mortgage

Document Number	0003791184,
Date	Jun 9, 2026
Instrument	20263791184

Lender

Name	BOEING EMPLOYEES CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 3, 2051

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COWLITZ WA
Property Address	489 WALKER RD, KELSO, WA 98626-9001
Transaction Type	Mortgage
Record Updated	Aug 21, 2023
Title Company	STEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0003738683
Date	Aug 8, 2023
Instrument	3738683

Lender

Name	BOEING EMPLOYEES CU
Type	Credit Union
Address	SEATTLE, WA 98124

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 3, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COWLITZ WA
Property Address	489 WALKER RD, KELSO, WA 98626-9001
Transaction Type	Mortgage
Record Updated	Dec 1, 2021
Title Company	STEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003700654
Date	Nov 18, 2021
Instrument	3700654

Lender

Name	BOEING EMPLOYEES CU
Type	Credit Union
Address	SEATTLE, WA 98124

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Nov 12, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COWLITZ WA
Property Address	489 WALKER RD, KELSO, WA 98626-9001
Transaction Type	Mortgage
Record Updated	Sep 30, 2021
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003695266
Date	Sep 22, 2021
Instrument	3695266

Lender

Name	STRONG HOME MORTGAGE LLC
Type	Mortgage Company
Address	MANASSAS, VA 20110

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COWLITZ WA
Property Address	489 WALKER RD, KELSO, WA 98626-9001
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003662225
Date	Nov 10, 2020
Instrument	3662225

Lender

Name	BOEING EMPLOYEES CU
Type	Credit Union
Address	SEATTLE, WA 98158

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Nov 2, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Cowlitz County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Cowlitz County
Unified School District	Kelso School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,174.00 (+16.51%)	$634,930 (+20.27%) Land $151,610 Building $483,320	$634,930 (+20.27%) Land $151,610 Building $483,320
2023	$5,299.00
2022		$527,940 Land $108,150 Building $419,790	$527,940 Land $108,150 Building $419,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1980–1983)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Fixed Wireless · DSL in parts of the area	1,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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