489 Wagon Bend Rd, Berthoud, CO 80513 Property Records

Larimer County property record for 489 Wagon Bend Rd, Berthoud, CO 80513

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,293 sqft · built 2018
Lot Size	0.145 acres (6,300 sqft)
Owner	2 Individual Names on Record
Last Sale	$600,000 (Apr 2023)
Tax Bill	$5,759 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Mar 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`94023-29-006`

Property Details

APN / Parcel Number

Primary APN	`94023-29-006`
Alternative APN	`R1663369`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,293 sqft Living Area
Gross Area	3,966 sqft
Basement Area	845 sqft
Interior Walls	Wallboard/Drywall
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Bi-Level
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,300 sqft (0.145 acres)
Garage Type	Attached
Garage Area	828 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Slab
Porch Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R1663369
Street Address	489 WAGON BEND RD
City	BERTHOUD
State	CO
Zip	80513-2691
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6, BLOCK 19, PRAIRIESTAR FILING NO 3, BER (20160065028)
Legal Range	69W
Legal Township	4N
Legal Section	2
Legal Subdivision	PRAIRIESTAR FILING NO 3
Legal Block	19
Legal Lot Number	6
Jurisdiction	LARIMER CO
Township / Civil Division	BERTHOUD
Census Block Group	2
Census Block	2009
Census Tract	2602

Owner

Source: Larimer County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	489 WAGON BEND RD, BERTHOUD, CO 80513-2691
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2023	Warranty Deed, Transfer · Conventional Mortgage MICHIGAN MUTUAL INC
Mar 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC
Jun 5, 2019	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC
Oct 30, 2018	Grant Deed, Transfer LAND TITLE GUARANTEE
Jan 11, 2018	Grant Deed, Transfer LAND TITLE GUARANTEE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2023 · Amount on Record
Deed Sale	Apr 14, 2023 · Amount on Record
Prior Sale	Jun 5, 2019 · Amount on Record
Deed Document Number	202314521
Record Updated	Jun 8, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Apr 14, 2023
Property Address	489 WAGON BEND RD, BERTHOUD, CO 80513-2691
Document Number	0000014521
Instrument Date	Apr 13, 2023
Instrument	20230014521
Transaction Type	Transfer
Record Updated	Apr 21, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$60.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	489 WAGON BEND RD, BERTHOUD, CO 80513-2691

Mortgage

Document Number	0000014522
Date	Apr 14, 2023
Instrument	20230014522

Lender

Name	MICHIGAN MUTUAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2038

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	489 WAGON BEND RD, BERTHOUD, CO 80513-2691
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	HERITAGE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016755
Date	Mar 11, 2020
Instrument	20200016755

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company
Address	ENGLEWOOD, CO 80111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

June 2019: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Jun 5, 2019
Property Address	489 WAGON BEND RD, BERTHOUD, CO 80513-2691
Document Number	0000030203
Instrument Date	Jun 4, 2019
Instrument	20190030203
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 28, 2022
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$44.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	489 WAGON BEND RD, BERTHOUD, CO 80513-2691

Mortgage

Document Number	0000030204
Date	Jun 5, 2019
Instrument	20190030204

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LARIMER CO
Recording Date	Oct 30, 2018
Property Address	489 WAGON BEND RD, BERTHOUD, CO 80513-2691
Document Number	0000066223
Instrument Date	Oct 15, 2018
Instrument	66223
Transaction Type	Transfer
Record Updated	Nov 8, 2018
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Tax	$32.13
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	420 KIMBARK ST LONGMONT CO 805015526, LONGMONT, CO 80501-5526
Investor	Possibly a Property Investor

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LARIMER CO
Recording Date	Jan 11, 2018
Property Address	489 WAGON BEND RD, BERTHOUD, CO 80513-2691
Document Number	0000002509
Instrument Date	Jan 8, 2018
Instrument	2509
Transaction Type	Transfer
Record Updated	Jan 17, 2018
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Tax	$238.00
Amount Accuracy	Confirmed
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	708 MAIN ST EVANSTON IL 602021702, EVANSTON, IL 60202-1702

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Colorado
Municipality	Berthoud Town
County	Larimer County
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,759.00 (+0.66%)	$35,944 (-10.87%) Land $7,650 Building $28,294	$575,100 (-4.45%) Land $122,400 Building $452,700
2024	$5,721.00 (+2.22%)
2023	$5,597.00 (+21.62%)	$40,328 (+29.09%) Land $8,201 Building $32,127	$601,900 (+33.9%) Land $122,400 Building $479,500
2022	$4,602.00	$31,240 Land $6,616 Building $24,624	$449,500 Land $95,200 Building $354,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 64% of Colorado
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BERTHOUD serves 14,211 people · EPA ID CO0135138
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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