Valley County property record for 489 W Mountain Rd, Cascade, ID 83611
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 3,664 sqft · built 1977 |
| Lot Size | 0.527 acres (22,956 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,733 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Dec 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | RP00284001108A |
| Primary APN | RP00284001108A |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 3 Stories |
| Building Area | 3,664 sqft Living Area |
| 1st Floor Area | 2,248 sqft |
| Basement Area | 1,416 sqft |
| Finished Basement | 1,416 sqft |
| Great Room | Great Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1987 |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 22,956 sqft (0.527 acres) |
| Shed | 1 Shed |
| Shed Area | 72 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Street Address | 489 W MOUNTAIN RD |
|---|---|
| City | CASCADE |
| State | ID |
| Zip | 83611 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WEST MOUNTAIN SUBDIVISION NO.4 LOTS 107 & 108 BLOCK 1 |
| Legal Subdivision | WEST MOUNTAIN SUBDIVISION |
| Legal Block | 1 |
| Legal Lot Number | 107,1 |
| Jurisdiction | VALLEY ID |
| Township / Civil Division | CASCADE |
| Census Block Group | 4 |
| Census Block | 4199 |
| Census Tract | 970100 |
Source: Valley County records, as of August 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 1019, CASCADE, ID 83611-1019 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SECURITY NATIONAL MORTGAGE CO |
| Dec 10, 2019 | Deed of Trust, Mortgage · Conventional Mortgage SECURITY NATIONAL MORTGAGE CO |
| Dec 8, 2017 | Deed of Trust, Mortgage · Conventional Mortgage SECURITY NATIONAL MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VALLEY ID |
| Property Address | 489 W MOUNTAIN RD, CASCADE, ID 83611 |
| Transaction Type | Mortgage |
| Record Updated | Jul 7, 2021 |
| Title Company | AMERITITLE CASCADE |
| Name | Verified Name |
|---|
| Document Number | 441468 |
|---|---|
| Date | Jun 21, 2021 |
| Instrument | 441468 |
| Name | SECURITY NATIONAL MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SALT LAKE CITY, UT 84123 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VALLEY ID |
| Property Address | 489 W MOUNTAIN RD, CASCADE, ID 83611 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMERITITLE CASCADE |
| Name | Verified Name |
|---|
| Document Number | 425463 |
|---|---|
| Date | Dec 10, 2019 |
| Instrument | 425463 |
| Name | SECURITY NATIONAL MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SALT LAKE CITY, UT 84123 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VALLEY ID |
| Property Address | 489 W MOUNTAIN RD, CASCADE, ID 83611 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 410485 |
|---|---|
| Date | Dec 8, 2017 |
| Instrument | 410485 |
| Name | SECURITY NATIONAL MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SALT LAKE CITY, UT 84123 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2048 |
Source: Valley County assessment roll, as of August 14, 2026
| Type | Name |
|---|---|
| State | Idaho |
| County | Valley County |
| Unified School District | Cascade School District 422 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $972,334 (+20.94%) Land $149,118 Building $823,216 | $972,334 (+20.94%) Land $149,118 Building $823,216 | |
| 2025 | $1,733.00 (+10.52%) Homeowner's exemption | $803,988 (-5.68%) Land $163,417 Building $640,571 | $803,988 (-5.68%) Land $163,417 Building $640,571 |
| 2023 | $1,568.00 (-19.18%) Homeowner's exemption | $852,392 Land $102,136 Building $750,256 | $852,392 Land $102,136 Building $750,256 |
| 2022 | $1,940.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 95% of the US · above 76% of Idaho |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Ziply Fiber DSL | 90 / 5 |
| T-Mobile Fixed Wireless | 25 / 3 |
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