489 Vail Cir, Dillon, CO 80435 Property Records

Summit County property record for 489 Vail Cir, Dillon, CO 80435

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.25 ba · 2,444 sqft · built 1994
Lot Size	0.39 acres (16,988 sqft)
Owner	Individual Name on File
Tax Bill	$5,036 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2095-2720-10-016`

Property Details

APN / Parcel Number

Primary APN	`2095-2720-10-016`
Alternative APN	`1000318`

Interior

Bedrooms	3 Beds
Full Baths	2.25 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,444 sqft Living Area
Gross Area	3,020 sqft
1st Floor Area	1,402 sqft
Basement Area	1,042 sqft
Finished Basement	1,042 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,988 sqft (0.39 acres)
Terrain	Gentle Slope
View / Lot	Average
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	489 VAIL CIR
City	DILLON
State	CO
Zip	80435-8310
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	LOT 17 BLOCK 13 SUMMIT COVE SUB # 2
Legal Subdivision	SUMMIT COVE SUB
Legal Block	13
Legal Lot Number	17
Jurisdiction	SUMMIT CO
Township / Civil Division	BRECKENRIDGE
Census Block Group	2
Census Block	2015
Census Tract	203

Owner

Source: Summit County assessment roll, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 651, FRISCO, CO 80443-0651
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2022	Deed of Trust, Mortgage · Line of Credit CU OF THE ROCKIES
Aug 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING CORP
Dec 27, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN FINANCING CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 12, 2015
Deed Sale	Oct 12, 2015
Deed Document Number	20151094047
Last Transfer Date	Dec 4, 2019
Transfer Doc	0001217034
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMMIT CO
Property Address	489 VAIL CIR, DILLON, CO 80435-8310
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001294419
Date	Aug 8, 2022
Instrument	1294419

Lender

Name	CU OF THE ROCKIES
Type	Credit Union
Address	GOLDEN, CO 80401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Aug 25, 2037

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMMIT CO
Property Address	489 VAIL CIR, DILLON, CO 80435-8310
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST INTEGRITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1232319
Date	Aug 14, 2020
Instrument	1232319

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution
Address	AURORA, CO 80014

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

December 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SUMMIT CO
Recording Date	Dec 27, 2019
Property Address	489 VAIL CIR, DILLON, CO 80435-8310
Document Number	0001217034
Map Reference	DOC 113889
Instrument Date	Dec 4, 2019
Instrument	1217034
Transaction Type	Transfer
Record Updated	Mar 21, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	489 VAIL CIR, DILLON, CO 80435-8310

Mortgage

Document Number	0001217035
Date	Dec 27, 2019
Instrument	1217035

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Summit County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Summit County
Unified School District	Summit School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,036.00 (+17.12%)	$95,988 (+19.27%)	$1,411,600 (+17.52%) Land $325,800 Building $1,085,800
2024	$4,300.00 (-4.12%)	$80,480 (-)
2023	$4,485.00 (+41.04%)	$80,480 (+50.9%)	$1,201,200 (+56.53%) Land $319,800 Building $881,400
2022	$3,180.00	$53,334	$767,400 Land $178,400 Building $589,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST DILLON WD serves 2,501 people · EPA ID CO0159045
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: AT&T.

Nearby Properties on Vail Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures