489 Sugar St, Chilhowie, VA 24319 Property Records

Smyth County property record for 489 Sugar St, Chilhowie, VA 24319

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,792 sqft · built 1955
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$115,000 (Feb 2017)
Tax Bill	$1,198 (2026)
Deeds & Mortgages	Feb 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`78-A-4`

Property Details

APN / Parcel Number

Primary APN	`78-A-4`
Alternative APN	`76759`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,792 sqft Living Area
Gross Area	2,975 sqft
1st Floor Area	1,792 sqft
Basement Area	1,183 sqft
Unfinished Basement	1,183 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Area	480 sqft
Porch	Porch
Porch Area	346 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	76759
Street Address	489 SUGAR ST
City	CHILHOWIE
State	VA
Zip	24319
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JERRY CREEK 78 A 4
Legal Subdivision	JERRY CREEK
Jurisdiction	SMYTH VA
Township / Civil Division	RYE VALLEY
Census Block Group	2
Census Block	2014
Census Tract	30702

Owner

489 Sugar St is owned and occupied by two individuals who bought it in February 2017.

Source: Smyth County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	489 SUGAR ST, MARION, VA 24354-6854
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2017 · Amount on File
Deed Sale	Feb 28, 2017 · Amount on File
Deed Document Number	2017538
Record Updated	Oct 29, 2026

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SMYTH VA
Recording Date	Feb 28, 2017
Property Address	489 SUGAR ST, CHILHOWIE, VA 24319
Document Number	170000538
Instrument Date	Feb 28, 2017
Instrument	170000538
Transaction Type	Transfer
Record Updated	Oct 28, 2021
Title Company	BLUE RIDGE TITLE AND SETTLEMENT, BLUE RIDGE TITLE & STLMNT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 JERRYS CREEK RD, CHILHOWIE, VA 24319-5565

Mortgage

Document Number	170000539
Date	Feb 28, 2017
Instrument	170000539

Lender

Name	THE BANK OF MARION

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 489 Sugar St was $1,198, up 17% from the year before.

Source: Smyth County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Smyth County
Unified School District	Smyth County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,198.00 (+16.99%)	$173,700 (-) Land $18,000 Building $155,700	$173,700 (-) Land $18,000 Building $155,700
2025	$1,024.00	$173,700 Land $18,000 Building $155,700	$173,700 Land $18,000 Building $155,700
2023	$822.00	$111,100 Land $15,000 Building $96,100	$111,100 Land $15,000 Building $96,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 489 Sugar St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	11 (1994–2024)
Claims Outside the SFHA	1 of 11
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 489 Sugar St is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 82% of Virginia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	THOMAS BRIDGE WATER CORP private · serves 3,500 people · EPA ID VA1173770
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Point Broadband Fiber	1,000 / 1,000

May also be available: SmythNet.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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