489 Stinson Crk, Grayson, KY 41143 Property Records

Carter County property record for 489 Stinson Crk, Grayson, KY 41143

Property Summary

Property Type	Single Family Home
Details	1,536 sqft · built 2002
Owner	2 Individual Names on Record
Last Sale	$125,000 (Jul 2026)
Tax Bill	$524 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`122-00-00-007.L1`

Property Details

APN / Parcel Number

Primary APN	`122-00-00-007.L1`
Alternative APN	`11184`

Interior

Stories	1 Story
Building Area	1,536 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002

Location & Zoning

Account Number	11184
Street Address	489 STINSON CRK
City	GRAYSON
State	KY
Zip	41143-7802
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE ONLY
Jurisdiction	CARTER KY
Township / Civil Division	WILLARD
Census Block Group	1
Census Block	1018
Census Tract	960700

Owner

Source: Carter County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	922 STINSON CRK, GRAYSON, KY 41143-8485
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2026 · Amount on Record
Deed Sale	Jul 21, 2026 · Amount on Record
Deed Document Number	20261030585
Deed Book / Page	561 / 116
Record Updated	Sep 20, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CARTER KY
Recording Date	Jul 21, 2026
Property Address	489 STINSON CRK, GRAYSON, KY 41143-7802
Document Number	0001030585
Book / Page	561 / 116
Instrument Date	Jul 10, 2026
Instrument	20261030585
Transaction Type	Transfer
Record Updated	Jul 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$12,625.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman

Mortgage

Document Number	0001030592,
Date	Jul 21, 2026
Instrument	20261030592

Lender

Name	CITY NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.39%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Carter County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Carter County
Unified School District	Carter County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$524.00 (-0.95%)	$61,440 (-)	$61,440 (-)
2023	$529.00	$61,440	$61,440

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	21 (1978–2021)
Claims Outside the SFHA	6 of 21
Most Recent Claim	Feb 2021 · Severe, Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2015 · 2 claims Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 3 claims Severe Storms And Flooding, Mar 2002 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 70% of Kentucky
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAYSON UTILITY COMMISSION serves 10,950 people · EPA ID KY0220164
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	500 / 20
Starlink Satellite	280 / 30
Windstream DSL	100 / 20

Cell Coverage

No cell data coverage reported

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