489 Spruce Dr, Pine Lake, GA 30072 Property Records

DeKalb County property record for 489 Spruce Dr, Pine Lake, GA 30072

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,225 sqft · built 1983
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Tax Bill	$2,235 (2023)
Deeds & Mortgages	Jul 2025 Line of Credit Jan 2025 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-041-08-270`

Property Details

APN / Parcel Number

Primary APN	`18-041-08-270`
Alternative APNs	`G-422017600-001` `18 041A23 009`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,225 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	20 ft deep x 60 ft wide
Terrain	Wet
Porch	Porch
Porch Area	90 sqft
Patio Area	686 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	G-422017600-001
Old Parcel Number	18 041A23 009
Street Address	489 SPRUCE DR
City	PINE LAKE
State	GA
Zip	30072
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R100
Legal Description	CITY/MUNI/TWP:PINE LAKE
Legal Subdivision	PINE LAKES
Legal Block	23
Legal Lot Number	1022
Jurisdiction	DE KALB GA
Township / Civil Division	STONE MOUNTAIN
Census Block Group	2
Census Block	2007
Census Tract	21917

Owner

489 Spruce Dr is owned and occupied by an individual who acquired it in May 2001.

Source: DeKalb County records, as of March 18, 2024

Owner of Record	Individual Name on File
Mailing Address	PO BOX 82, PINE LAKE, GA 30072-0082
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2025	Deed of Trust, Mortgage · Line of Credit DELTA COMMUNITY CREDIT UNION
Jan 21, 2025	Deed of Trust, Mortgage · Line of Credit DELTA COMMUNITY CREDIT UNION
Jan 3, 2018	Deed of Trust, Mortgage · Conventional Mortgage DELTA COMMUNITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 25, 2001
Deed Sale	May 25, 2001
Prior Sale	Dec 7, 1998 · Amount on File
Deed Document Number	0001214458
Deed Book / Page	10384 / 308
Record Updated	Jun 7, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB GA
Property Address	489 SPRUCE DR, PINE LAKE, GA 30072
Transaction Type	Mortgage
Record Updated	Mar 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	489 SPRUCE DR, PINE LAKE, GA 30072

Mortgage

Document Number	0320880394
Date	Jul 15, 2025
Book Page	0000032088/0000000394
Instrument	2025078628

Lender

Name	DELTA COMMUNITY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jan 1, 2045

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB GA
Property Address	489 SPRUCE DR, PINE LAKE, GA 30072
Transaction Type	Mortgage
Record Updated	Oct 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	489 SPRUCE DR, PINE LAKE, GA 30072
Investor	Possibly a Property Investor

Mortgage

Document Number	0318080747
Date	Jan 21, 2025
Book Page	0000031808/0000000747

Lender

Name	DELTA COMMUNITY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jan 1, 2045

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB GA
Property Address	489 SPRUCE DR, PINE LAKE, GA 30072
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0266840364
Date	Jan 3, 2018
Book Page	26684/364

Lender

Name	DELTA COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Georgia
County	DeKalb County
Municipality	Pine Lake City
Unified School District	DeKalb County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,235.00 (-32.86%) Senior Citizen's exemption	$122,720 (+62.16%) Land $20,240 Building $102,480	$306,800 (+62.16%) Land $50,600 Building $256,200
2022	$3,329.00	$75,680 Land $12,000 Building $63,680	$189,200 Land $30,000 Building $159,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 489 Spruce Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 489 Spruce Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEKALB COUNTY serves 743,000 people · EPA ID GA0890001
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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