Lancaster County property record for 489 South Ave, Lancaster, SC 29720
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 924 sqft · built 1915 |
| Lot Size | 0.142 acres (6,186 sqft) |
| Owner | Individual Name on File |
| Last Sale | $190,000 (Dec 2025) |
| Tax Bill | $609 (2025) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage Sep 2023 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0081H-0M-016.00 |
| Primary APN | 0081H-0M-016.00 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 924 sqft Living Area |
| Gross Area | 1,092 sqft |
| Flooring | Carpet |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,186 sqft (0.142 acres) |
| Lot Dimensions | 10 ft deep x 60 ft wide |
| Porch | Porch |
| Porch Area | 168 sqft |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 13745 |
|---|---|
| Street Address | 489 SOUTH AVE |
| City | LANCASTER |
| State | SC |
| Zip | 29720-1323 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MDR |
| Legal Description | 60X100 |
| Legal Block | 4 |
| Legal Lot Number | 4 |
| Jurisdiction | LANCASTER SC |
| Township / Civil Division | LANCASTER |
| Census Block Group | 4 |
| Census Block | 4024 |
| Census Tract | 10800 |
489 South Ave is owned and occupied by an individual who bought it in December 2025.
Source: Lancaster County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 489 SOUTH AVE, LANCASTER, SC 29720-1323 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 3, 2025 | Deed, Transfer · Conventional Mortgage FOUNDERS FCU |
| Sep 1, 2023 | Deed, Transfer |
| Nov 12, 2021 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 3, 2025 · Amount on File |
| Deed Sale | Dec 3, 2025 · Amount on File |
| Prior Sale | Sep 1, 2023 · Amount on File |
| Deed Document Number | 202516352 |
| Deed Book / Page | 1996 / 275 |
| Prior Transfer Date | Jan 14, 2004 |
| Prior Transfer Doc | 0002230267 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LANCASTER SC |
| Recording Date | Dec 3, 2025 |
| Property Address | 489 SOUTH AVE, LANCASTER, SC 29720-1323 |
| Document Number | 0000016352 |
| Book / Page | 1996 / 275 |
| Map Reference | MB 9 PG 7 |
| Instrument Date | Dec 3, 2025 |
| Instrument | 2025016352 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $494.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 489 SOUTH AVE, LANCASTER, SC 29720-1323 |
| Document Number | 0000016353 |
|---|---|
| Date | Dec 3, 2025 |
| Instrument | 2025016353 |
| Name | FOUNDERS FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 5, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Dec 5, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 4.75% |
| Max Rate At Change | 8.75% |
| Index | 10-Year CMTI |
| Max Rate | 12.7% |
| Document Type | Deed |
|---|---|
| Jurisdiction | LANCASTER SC |
| Recording Date | Sep 1, 2023 |
| Property Address | 489 SOUTH AVE, LANCASTER, SC 29720-1323 |
| Document Number | 0000011153 |
| Book / Page | 1705 / 118 |
| Instrument Date | Sep 1, 2023 |
| Instrument | 2023011153 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $72.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3223 SHELLY DR, MONROE, NC 28110-7696 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LANCASTER SC |
| Recording Date | Nov 12, 2021 |
| Property Address | 489 SOUTH AVE, LANCASTER, SC 29720-1323 |
| Document Number | 0000022894 |
| Book / Page | 1489 / 17 |
| Map Reference | MB 9 PG 7 |
| Instrument Date | Nov 5, 2021 |
| Instrument | 2021022894 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 581, FORT LAWN, SC 29714-0581 |
The 2025 property tax bill for 489 South Ave was $609, up 13.4% from the year before.
Source: Lancaster County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Lancaster County |
| Unified School District | Lancaster County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $609.00 (+13.41%) | $1,863 (+15%) Land $106 Building $1,757 | $36,800 (+36.3%) Land $2,100 Building $34,700 |
| 2024 | $537.00 (+158.17%) | $1,620 (+157.14%) Land $150 Building $1,470 | $27,000 (+157.14%) Land $2,500 Building $24,500 |
| 2023 | $208.00 (+0.48%) | $630 (-) Land $126 Building $504 | $10,500 (-) Land $2,100 Building $8,400 |
| 2022 | $207.00 | $630 Land $126 Building $504 | $10,500 Land $2,100 Building $8,400 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 489 South Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 489 South Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LANCASTER serves 14,074 people · EPA ID SC2910001 |
|---|---|
| Water Source | Purchased surface water from LANCASTER COUNTY W&SD |
| Last State Inspection | Sep 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Comporium Cable | 1,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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