489 SE Sunset Dr, Mayo, FL 32066 Property Records

Lafayette County property record for 489 SE Sunset Dr, Mayo, FL 32066

Property Summary

Property Type	Single Family Home
Details	1 ba · 3,184 sqft · built 2008
Lot Size	1.45 acres (63,162 sqft)
Owner	Individual Name on Record
Last Sale	$206,000 (Sep 2021)
Tax Bill	$1,824 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Sep 2021 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`0054000000120`

Property Details

APN / Parcel Number

Primary APN	`0054000000120`
Alternative APN	`2005120054000000120`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	3,184 sqft Living Area
1st Floor Area	860 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Architectural Style	Other
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	63,162 sqft (1.45 acres)
Garage Type	Carport
Carport	Carport
Porch	Open Porch
Porch Area	832 sqft
Storage Building	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	0054000000120
Street Address	489 SE SUNSET DR
City	MAYO
State	FL
Zip	32066-5791
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEG 0001.45 ACRES LOT 12 WHISPERING OAKS SUBD. PB A P. 65, PUBLIC RECORDS LAFAYETTE CO FL. OR 68/264; OR 77/91; OR 113/325;
Legal Range	12E
Legal Township	05S
Legal Section	20
Legal Subdivision	WHISPERING OAKS SUBD
Legal Lot Number	12
Jurisdiction	LAFAYETTE FL
Township / Civil Division	MAYO
Census Block Group	1
Census Block	1015
Census Tract	960202

Owner

Source: Lafayette County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	489 SE SUNSET DR, MAYO, FL 32066-5791
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2023	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Sep 8, 2021	Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2021 · Amount on Record
Deed Sale	Sep 8, 2021 · Amount on Record
Deed Document Number	0000422393
Deed Book / Page	422 / 393
Record Updated	Jun 8, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE FL
Property Address	489 SE SUNSET DR, MAYO, FL 32066-5791
Transaction Type	Mortgage
Record Updated	Dec 28, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	489 SE SUNSET DR, MAYO, FL 32066-5791

Mortgage

Document Number	0034004398
Date	Dec 11, 2023
Book Page	454/311
Instrument	202334004398

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME
Type	Non-Lending Institution
Address	451 7TH ST SW, WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	334 Months
Due	Oct 1, 2051

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAFAYETTE FL
Recording Date	Sep 8, 2021
Property Address	489 SE SUNSET DR, MAYO, FL 32066-5791
Document Number	0034001645
Book / Page	422 / 393
Map Reference	MB A PG 65
Instrument Date	Sep 8, 2021
Instrument	202134001645
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	MIDFLORIDA TITLE PROFESSIONALS, FLORIDA TITLE PROFESSIONAL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,442.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2214 SE 51ST ST, 2214, GAINESVILLE, FL 32641-8913

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	489 SE SUNSET DR, MAYO, FL 32066-5791

Mortgage

Document Number	0000422395
Date	Sep 8, 2021
Instrument	422/395

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Lafayette County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lafayette County
Unified School District	Lafayette County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,824.00 (+4.71%) Homeowner's exemption	$149,843 (+2.9%)	$175,058 (+3.92%)
2024	$1,742.00 (+4.44%) Homeowner's exemption	$145,622 (+3%)	$168,459 (+2.43%)
2023	$1,668.00 (+6.31%) Homeowner's exemption	$141,376 (+8.88%)	$164,470 (+26.66%)
2022	$1,569.00 Homeowner's exemption	$129,850	$129,850 Land $9,425 Building $120,425

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 53% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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